{"directed": true, "multigraph": false, "graph": {"id": "0000820027"}, "nodes": [{"effect": 0.03215890599029669, "label": "Operating and \nEmployee \nLiabilities", "id": "OperatingAndEmployeeLiabilities"}, {"effect": -0.2806833305777485, "label": "Liabilities", "id": "Liabilities"}, {"effect": -0.3553425442749, "label": "Deposits and \nPayables to \nCustomers", "id": "DepositsAndPayablesToCustomers"}, {"effect": 0.022646158486697376, "label": "Loans Payable", "id": "LoansPayable"}, {"effect": -0.06907466792649075, "label": "Other \nLiabilities", "id": "remainder_Liabilities"}, {"effect": 0.02744462681952886, "label": "Debt", "id": "Debt"}, {"effect": 0.06677170948512157, "label": "Other Assets", "id": "remainder_Assets"}, {"effect": 0.03314205110360191, "label": "Assets", "id": "Assets"}, {"effect": -0.049309502493482316, "label": "Intangible \nAssets", "id": "IntangibleAssets"}, {"effect": -0.04734987390423184, "label": "Investments", "id": "Investments"}, {"effect": -0.0806479544161236, "label": "Cash and \nCurrent Assets", "id": "CashAndCurrentAssets"}, {"effect": 0.0319917975654076, "label": "Selling and \nGeneral \nAdministrative \nExpense", "id": "SellingAndGeneralAdministrativeExpense"}, {"effect": 0.0491551867864084, "label": "Expenses", "id": "Expenses"}, {"effect": -0.01098425133178238, "label": "Depreciation \nInterest and \nFees Expenses", "id": "DepreciationInterestAndFeesExpenses"}, {"effect": 0.03408895833379011, "label": "Labor Expense", "id": "LaborExpense"}, {"effect": 0.04318318450708247, "label": "Operating \nExpenses", "id": "OperatingExpenses"}, {"effect": -0.008500454444564154, "label": "Cost of Goods \nSold", "id": "CostOfGoodsSold"}, {"effect": -0.09619025688138905, "label": "Other Expenses", "id": "remainder_Expenses"}, {"effect": -0.002392906690361296, "label": "Revenue from \nContract with \nCustomer", "id": "RevenueFromContractWithCustomer"}, {"effect": -0.2085594245095005, "label": "Revenues", "id": "Revenues"}, {"effect": -0.003432547860394153, "label": "Loans Income", "id": "LoansIncome"}, {"effect": -0.1984653886612573, "label": "Other Revenues", "id": "remainder_Revenues"}, {"effect": -0.005477537870693938, "label": "Investment \nIncome", "id": "InvestmentIncome"}, {"effect": -0.12858522361501057, "label": "Stockholders \nEquity", "id": "StockholdersEquity"}, {"effect": 0.02738738181096556, "label": "Net Income", "id": "NetIncome"}, {"effect": -0.04319675647882948, "label": "Other Net \nIncome", "id": "remainder_NetIncome"}, {"effect": 0.03144323261725024, "label": "Comprehensive \nNet Income", "id": "ComprehensiveNetIncome"}, {"effect": 0.00399982846229785, "label": "Other Compr. \nNet Income", "id": "remainder_ComprehensiveNetIncome"}, {"effect": 0.0, "label": "BaseVar", "id": "BaseVar"}, {"effect": -0.1465705428787799, "label": "ECR before \nLimitedLiability", "id": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.2359763702132751, "label": "Economic \nCapital Ratio", "id": "EconomicCapitalRatio"}], "links": [{"effect": 0.03215890599029669, "source": "OperatingAndEmployeeLiabilities", "target": "Liabilities"}, {"effect": -0.2135671132366962, "source": "Liabilities", "target": "StockholdersEquity"}, {"effect": 0.0, "source": "Liabilities", "target": "BaseVar"}, {"effect": -0.009455444547252223, "source": "Liabilities", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.3553425442749, "source": "DepositsAndPayablesToCustomers", "target": "Liabilities"}, {"effect": 0.022646158486697376, "source": "LoansPayable", "target": "Liabilities"}, {"effect": -0.06907466792649075, "source": "remainder_Liabilities", "target": "Liabilities"}, {"effect": 0.02744462681952886, "source": "Debt", "target": "Liabilities"}, {"effect": 0.06677170948512157, "source": "remainder_Assets", "target": "Assets"}, {"effect": 0.03292501255372726, "source": "Assets", "target": "StockholdersEquity"}, {"effect": 0.0, "source": "Assets", "target": "BaseVar"}, {"effect": -0.003322446830384962, "source": "Assets", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.049309502493482316, "source": "IntangibleAssets", "target": "Assets"}, {"effect": -0.04734987390423184, "source": "Investments", "target": "Assets"}, {"effect": -0.0806479544161236, "source": "CashAndCurrentAssets", "target": "Assets"}, {"effect": 0.0319917975654076, "source": "SellingAndGeneralAdministrativeExpense", "target": "Expenses"}, {"effect": 0.0491551867864084, "source": "Expenses", "target": "NetIncome"}, {"effect": 0.0, "source": "Expenses", "target": "BaseVar"}, {"effect": -0.01098425133178238, "source": "DepreciationInterestAndFeesExpenses", "target": "Expenses"}, {"effect": 0.03408895833379011, "source": "LaborExpense", "target": "Expenses"}, {"effect": 0.04318318450708247, "source": "OperatingExpenses", "target": "Expenses"}, {"effect": -0.008500454444564154, "source": "CostOfGoodsSold", "target": "Expenses"}, {"effect": -0.09619025688138905, "source": "remainder_Expenses", "target": "Expenses"}, {"effect": -0.002392906690361296, "source": "RevenueFromContractWithCustomer", "target": "Revenues"}, {"effect": -0.2085594245095005, "source": "Revenues", "target": "NetIncome"}, {"effect": 0.0, "source": "Revenues", "target": "BaseVar"}, {"effect": -0.003432547860394153, "source": "LoansIncome", "target": "Revenues"}, {"effect": -0.1984653886612573, "source": "remainder_Revenues", "target": "Revenues"}, {"effect": -0.005477537870693938, "source": "InvestmentIncome", "target": "Revenues"}, {"effect": -0.12858522361501057, "source": "StockholdersEquity", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.02738738181096556, "source": "NetIncome", "target": "ComprehensiveNetIncome"}, {"effect": -0.04319675647882948, "source": "remainder_NetIncome", "target": "NetIncome"}, {"effect": 0.0, "source": "remainder_NetIncome", "target": "BaseVar"}, {"effect": 0.03144323261725024, "source": "ComprehensiveNetIncome", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.00399982846229785, "source": "remainder_ComprehensiveNetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.0, "source": "remainder_ComprehensiveNetIncome", "target": "BaseVar"}, {"effect": -0.1465705428787799, "source": "EconomicCapitalRatiobeforeLimitedLiability", "target": "EconomicCapitalRatio"}]}