{"directed": true, "multigraph": false, "graph": {"id": "0000820027"}, "nodes": [{"effect": 0.03241503801156298, "label": "Operating and \nEmployee \nLiabilities", "id": "OperatingAndEmployeeLiabilities"}, {"effect": -0.26976190163915725, "label": "Liabilities", "id": "Liabilities"}, {"effect": -0.34149157898493543, "label": "Deposits and \nPayables to \nCustomers", "id": "DepositsAndPayablesToCustomers"}, {"effect": 0.015356985228712206, "label": "Loans Payable", "id": "LoansPayable"}, {"effect": -0.0792339485659076, "label": "Other \nLiabilities", "id": "remainder_Liabilities"}, {"effect": 0.03232241226043442, "label": "Debt", "id": "Debt"}, {"effect": 0.09349991595654772, "label": "Other Assets", "id": "remainder_Assets"}, {"effect": 0.03319166255778727, "label": "Assets", "id": "Assets"}, {"effect": -0.05118182285702588, "label": "Intangible \nAssets", "id": "IntangibleAssets"}, {"effect": -0.08199458442952356, "label": "Investments", "id": "Investments"}, {"effect": -0.09652070724233708, "label": "Cash and \nCurrent Assets", "id": "CashAndCurrentAssets"}, {"effect": 0.03236105867795902, "label": "Selling and \nGeneral \nAdministrative \nExpense", "id": "SellingAndGeneralAdministrativeExpense"}, {"effect": 0.050051672574178974, "label": "Expenses", "id": "Expenses"}, {"effect": 0.019819221517843433, "label": "Depreciation \nInterest and \nFees Expenses", "id": "DepreciationInterestAndFeesExpenses"}, {"effect": 0.03417115797159587, "label": "Labor Expense", "id": "LaborExpense"}, {"effect": 0.046827650792933384, "label": "Operating \nExpenses", "id": "OperatingExpenses"}, {"effect": -0.01940575986067683, "label": "Cost of Goods \nSold", "id": "CostOfGoodsSold"}, {"effect": -0.13845421969280236, "label": "Other Expenses", "id": "remainder_Expenses"}, {"effect": -0.12201823092533515, "label": "Revenue from \nContract with \nCustomer", "id": "RevenueFromContractWithCustomer"}, {"effect": -0.22141388647646787, "label": "Revenues", "id": "Revenues"}, {"effect": -0.0034001535843615205, "label": "Loans Income", "id": "LoansIncome"}, {"effect": -0.09847704176628158, "label": "Other Revenues", "id": "remainder_Revenues"}, {"effect": -0.004856411381099601, "label": "Investment \nIncome", "id": "InvestmentIncome"}, {"effect": -0.1280087826515638, "label": "Stockholders \nEquity", "id": "StockholdersEquity"}, {"effect": 0.030094665942084098, "label": "Net Income", "id": "NetIncome"}, {"effect": -0.03086887621347867, "label": "Other Net \nIncome", "id": "remainder_NetIncome"}, {"effect": 0.03228683208369443, "label": "Comprehensive \nNet Income", "id": "ComprehensiveNetIncome"}, {"effect": 0.010774037058380648, "label": "Other Compr. \nNet Income", "id": "remainder_ComprehensiveNetIncome"}, {"effect": 0.0, "label": "BaseVar", "id": "BaseVar"}, {"effect": -0.09646118873138365, "label": "ECR before \nLimitedLiability", "id": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.23529892529921026, "label": "Economic \nCapital Ratio", "id": "EconomicCapitalRatio"}], "links": [{"effect": 0.03241503801156298, "source": "OperatingAndEmployeeLiabilities", "target": "Liabilities"}, {"effect": -0.20692454985589215, "source": "Liabilities", "target": "StockholdersEquity"}, {"effect": 0.0, "source": "Liabilities", "target": "BaseVar"}, {"effect": -0.009148585898320682, "source": "Liabilities", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.34149157898493543, "source": "DepositsAndPayablesToCustomers", "target": "Liabilities"}, {"effect": 0.015356985228712206, "source": "LoansPayable", "target": "Liabilities"}, {"effect": -0.0792339485659076, "source": "remainder_Liabilities", "target": "Liabilities"}, {"effect": 0.03232241226043442, "source": "Debt", "target": "Liabilities"}, {"effect": 0.09349991595654772, "source": "remainder_Assets", "target": "Assets"}, {"effect": 0.033036244359608946, "source": "Assets", "target": "StockholdersEquity"}, {"effect": 0.0, "source": "Assets", "target": "BaseVar"}, {"effect": -0.003086870486682103, "source": "Assets", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.05118182285702588, "source": "IntangibleAssets", "target": "Assets"}, {"effect": -0.08199458442952356, "source": "Investments", "target": "Assets"}, {"effect": -0.09652070724233708, "source": "CashAndCurrentAssets", "target": "Assets"}, {"effect": 0.03236105867795902, "source": "SellingAndGeneralAdministrativeExpense", "target": "Expenses"}, {"effect": 0.050051672574178974, "source": "Expenses", "target": "NetIncome"}, {"effect": 0.0, "source": "Expenses", "target": "BaseVar"}, {"effect": 0.019819221517843433, "source": "DepreciationInterestAndFeesExpenses", "target": "Expenses"}, {"effect": 0.03417115797159587, "source": "LaborExpense", "target": "Expenses"}, {"effect": 0.046827650792933384, "source": "OperatingExpenses", "target": "Expenses"}, {"effect": -0.01940575986067683, "source": "CostOfGoodsSold", "target": "Expenses"}, {"effect": -0.13845421969280236, "source": "remainder_Expenses", "target": "Expenses"}, {"effect": -0.12201823092533515, "source": "RevenueFromContractWithCustomer", "target": "Revenues"}, {"effect": -0.22141388647646787, "source": "Revenues", "target": "NetIncome"}, {"effect": 0.0, "source": "Revenues", "target": "BaseVar"}, {"effect": -0.0034001535843615205, "source": "LoansIncome", "target": "Revenues"}, {"effect": -0.09847704176628158, "source": "remainder_Revenues", "target": "Revenues"}, {"effect": -0.004856411381099601, "source": "InvestmentIncome", "target": "Revenues"}, {"effect": -0.1280087826515638, "source": "StockholdersEquity", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.030094665942084098, "source": "NetIncome", "target": "ComprehensiveNetIncome"}, {"effect": -0.03086887621347867, "source": "remainder_NetIncome", "target": "NetIncome"}, {"effect": 0.0, "source": "remainder_NetIncome", "target": "BaseVar"}, {"effect": 0.03228683208369443, "source": "ComprehensiveNetIncome", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.010774037058380648, "source": "remainder_ComprehensiveNetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.0, "source": "remainder_ComprehensiveNetIncome", "target": "BaseVar"}, {"effect": -0.09646118873138365, "source": "EconomicCapitalRatiobeforeLimitedLiability", "target": "EconomicCapitalRatio"}]}