{"directed": true, "multigraph": false, "graph": {"id": "0001831631"}, "nodes": [{"effect": 0.013122155133466595, "label": "Operating and \nEmployee \nLiabilities", "id": "OperatingAndEmployeeLiabilities"}, {"effect": -0.1879909683174863, "label": "Liabilities", "id": "Liabilities"}, {"effect": 0.012783880622691313, "label": "Deposits and \nPayables to \nCustomers", "id": "DepositsAndPayablesToCustomers"}, {"effect": 0.012789913536077613, "label": "Loans Payable", "id": "LoansPayable"}, {"effect": -0.16856110226931298, "label": "Other \nLiabilities", "id": "remainder_Liabilities"}, {"effect": -0.10713326024697378, "label": "Debt", "id": "Debt"}, {"effect": -0.018228585765766026, "label": "Other Assets", "id": "remainder_Assets"}, {"effect": -0.024474016757659367, "label": "Assets", "id": "Assets"}, {"effect": -0.06102178709877393, "label": "Intangible \nAssets", "id": "IntangibleAssets"}, {"effect": 0.018352020375351108, "label": "Investments", "id": "Investments"}, {"effect": -0.07181736699106422, "label": "Cash and \nCurrent Assets", "id": "CashAndCurrentAssets"}, {"effect": 0.009938481024932777, "label": "Selling and \nGeneral \nAdministrative \nExpense", "id": "SellingAndGeneralAdministrativeExpense"}, {"effect": 0.015212586043788834, "label": "Expenses", "id": "Expenses"}, {"effect": 0.009369912422070081, "label": "Depreciation \nInterest and \nFees Expenses", "id": "DepreciationInterestAndFeesExpenses"}, {"effect": -0.0008629429244613185, "label": "Labor Expense", "id": "LaborExpense"}, {"effect": 0.02182172310359831, "label": "Operating \nExpenses", "id": "OperatingExpenses"}, {"effect": 0.012827124152020142, "label": "Cost of Goods \nSold", "id": "CostOfGoodsSold"}, {"effect": -0.13125368291522954, "label": "Other Expenses", "id": "remainder_Expenses"}, {"effect": -0.15882777481917976, "label": "Revenue from \nContract with \nCustomer", "id": "RevenueFromContractWithCustomer"}, {"effect": -0.2750410164132553, "label": "Revenues", "id": "Revenues"}, {"effect": -0.010904803851264133, "label": "Loans Income", "id": "LoansIncome"}, {"effect": -0.11423094604506367, "label": "Other Revenues", "id": "remainder_Revenues"}, {"effect": -0.0024929022864269568, "label": "Investment \nIncome", "id": "InvestmentIncome"}, {"effect": -0.17986346919596008, "label": "Stockholders \nEquity", "id": "StockholdersEquity"}, {"effect": -0.01762808509475744, "label": "Net Income", "id": "NetIncome"}, {"effect": 0.01887468917910684, "label": "Other Net \nIncome", "id": "remainder_NetIncome"}, {"effect": -0.013021619113840921, "label": "Comprehensive \nNet Income", "id": "ComprehensiveNetIncome"}, {"effect": 0.004648021749295905, "label": "Other Compr. \nNet Income", "id": "remainder_ComprehensiveNetIncome"}, {"effect": 0.0, "label": "BaseVar", "id": "BaseVar"}, {"effect": -0.21897634123961018, "label": "ECR before \nLimitedLiability", "id": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.23902212595571581, "label": "Economic \nCapital Ratio", "id": "EconomicCapitalRatio"}], "links": [{"effect": 0.013122155133466595, "source": "OperatingAndEmployeeLiabilities", "target": "Liabilities"}, {"effect": -0.15651704682975165, "source": "Liabilities", "target": "StockholdersEquity"}, {"effect": 0.0, "source": "Liabilities", "target": "BaseVar"}, {"effect": -0.002502808933150802, "source": "Liabilities", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.012783880622691313, "source": "DepositsAndPayablesToCustomers", "target": "Liabilities"}, {"effect": 0.012789913536077613, "source": "LoansPayable", "target": "Liabilities"}, {"effect": -0.16856110226931298, "source": "remainder_Liabilities", "target": "Liabilities"}, {"effect": -0.10713326024697378, "source": "Debt", "target": "Liabilities"}, {"effect": -0.018228585765766026, "source": "remainder_Assets", "target": "Assets"}, {"effect": -0.025424250459894715, "source": "Assets", "target": "StockholdersEquity"}, {"effect": 0.0, "source": "Assets", "target": "BaseVar"}, {"effect": 0.0003199639065288862, "source": "Assets", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.06102178709877393, "source": "IntangibleAssets", "target": "Assets"}, {"effect": 0.018352020375351108, "source": "Investments", "target": "Assets"}, {"effect": -0.07181736699106422, "source": "CashAndCurrentAssets", "target": "Assets"}, {"effect": 0.009938481024932777, "source": "SellingAndGeneralAdministrativeExpense", "target": "Expenses"}, {"effect": 0.015212586043788834, "source": "Expenses", "target": "NetIncome"}, {"effect": 0.0, "source": "Expenses", "target": "BaseVar"}, {"effect": 0.009369912422070081, "source": "DepreciationInterestAndFeesExpenses", "target": "Expenses"}, {"effect": -0.0008629429244613185, "source": "LaborExpense", "target": "Expenses"}, {"effect": 0.02182172310359831, "source": "OperatingExpenses", "target": "Expenses"}, {"effect": 0.012827124152020142, "source": "CostOfGoodsSold", "target": "Expenses"}, {"effect": -0.13125368291522954, "source": "remainder_Expenses", "target": "Expenses"}, {"effect": -0.15882777481917976, "source": "RevenueFromContractWithCustomer", "target": "Revenues"}, {"effect": -0.2750410164132553, "source": "Revenues", "target": "NetIncome"}, {"effect": 0.0, "source": "Revenues", "target": "BaseVar"}, {"effect": -0.010904803851264133, "source": "LoansIncome", "target": "Revenues"}, {"effect": -0.11423094604506367, "source": "remainder_Revenues", "target": "Revenues"}, {"effect": -0.0024929022864269568, "source": "InvestmentIncome", "target": "Revenues"}, {"effect": -0.17986346919596008, "source": "StockholdersEquity", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.01762808509475744, "source": "NetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.01887468917910684, "source": "remainder_NetIncome", "target": "NetIncome"}, {"effect": 0.0, "source": "remainder_NetIncome", "target": "BaseVar"}, {"effect": -0.013021619113840921, "source": "ComprehensiveNetIncome", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.004648021749295905, "source": "remainder_ComprehensiveNetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.0, "source": "remainder_ComprehensiveNetIncome", "target": "BaseVar"}, {"effect": -0.21897634123961018, "source": "EconomicCapitalRatiobeforeLimitedLiability", "target": "EconomicCapitalRatio"}]}