{
"company_details": [
{
"company_id": "0001448893",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001448893.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001448893.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001448893.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001448893_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001448893_main_keyfigs.svg",
"name": "Essent Group Ltd",
"rank": 1,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001448893.svg",
"report_text": "The relative strengths and weaknesses of Essent Group Ltd are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Essent Group Ltd compared to the market average is the variable Net Income, increasing the Economic Capital Ratio by 84% points.The greatest weakness of Essent Group Ltd is the variable Other Expenses, reducing the Economic Capital Ratio by 19% points.
The company's Economic Capital Ratio, given in the ranking table, is 158%, being 120% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001448893_2022_Essent_Group_Ltd.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "40.3",
"Stockholders Equity": "65.7",
"ECR before LimitedLiability": "129",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "24.6",
"Liability For Claims And Claims Adjustment Expense": "12.0",
"Investments": "-18.0",
"Assets": "-8.33",
"Expenses": "60.5",
"Revenues": "23.8",
"Net Income": "83.7",
"Other Expenses": "-19.0",
"Costs And Expenses": "11.0",
"Policyholder Benefits And Claims Incurred Net": "29.8",
"Benefits Losses And Expenses": "29.1",
"Premiums Earned Net": "41.4",
"Other Revenues": "-6.86",
"Operating Revenue": "-18.1",
"Net Investment Income": "7.31",
"Comprehensive Net Income": "77.0",
"Other Compr. Net Income": "-6.68",
"Economic Capital Ratio": "120"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001448893_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "0",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "12,178",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "5,133,359",
"Liability For Claims And Claims Adjustment Expense": "407,445",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "88,765",
"Operating Expenses": "0",
"Operating Revenue": "418",
"Other Assets": "564,716",
"Other Compr. Net Income": "-87,567",
"Other Expenses": "346,727",
"Other Liabilities": "893,230",
"Other Net Income": "0",
"Other Revenues": "66,784",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "872,543",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "11,921",
"Reinsurance Payable": "0",
"Unearned Premiums": "185,385"
},
"output_variables": {
"Liabilities": "1,486,060",
"Assets": "5,722,174",
"Expenses": "346,727",
"Revenues": "1,028,510",
"Stockholders Equity": "4,236,114",
"Net Income": "681,783",
"Comprehensive Net Income": "594,216",
"BaseVar": "6,975,880",
"ECR before LimitedLiability": "158%",
"Economic Capital Ratio": "158%"
}
}
},
"top_rated": true,
"trend": null,
"value": 1.582805319583135,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001448893.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001448893.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001448893.svg"
},
{
"company_id": "0000094344",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000094344.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000094344.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000094344.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000094344_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000094344_main_keyfigs.svg",
"name": "Stewart Information Services CORP",
"rank": 2,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000094344.svg",
"report_text": "The relative strengths and weaknesses of Stewart Information Services CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Stewart Information Services CORP compared to the market average is the variable Operating Revenue, increasing the Economic Capital Ratio by 107% points.The greatest weakness of Stewart Information Services CORP is the variable Premiums Earned Net, reducing the Economic Capital Ratio by 280% points.
The company's Economic Capital Ratio, given in the ranking table, is 107%, being 69% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000094344_2022_Stewart_Information_Services_CORP.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "101",
"Stockholders Equity": "-24.2",
"ECR before LimitedLiability": "77.7",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "63.8",
"Other Liabilities": "50.7",
"Unearned Premiums": "38.1",
"Liability For Claims And Claims Adjustment Expense": "51.7",
"Deferred Policy Acquisition Cost Amortization Expense": "23.8",
"Expenses": "-214",
"Revenues": "107",
"Net Income": "57.9",
"Other Expenses": "69.6",
"Costs And Expenses": "43.6",
"Operating Expenses": "-262",
"Policyholder Benefits And Claims Incurred Net": "83.5",
"Benefits Losses And Expenses": "-183",
"Premiums Earned Net": "-280",
"Other Revenues": "-56.2",
"Operating Revenue": "107",
"Comprehensive Net Income": "67.5",
"Economic Capital Ratio": "68.8"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000094344_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "1,403,730",
"Cash And Cash Equivalents At Carrying Value": "485,919",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "924,837",
"Intangible Assets": "229,804",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "549,614",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "16,855",
"Operating Expenses": "1,300,431",
"Operating Revenue": "3,264,616",
"Other Assets": "981,006",
"Other Compr. Net Income": "-33,535",
"Other Expenses": "135,406",
"Other Liabilities": "969,013",
"Other Net Income": "0",
"Other Revenues": "24,321",
"Policyholder Benefits And Claims Incurred Net": "126,243",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "72,456",
"Reinsurance Payable": "0",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "1,518,627",
"Assets": "2,813,362",
"Expenses": "2,965,810",
"Revenues": "3,305,792",
"Stockholders Equity": "1,294,735",
"Net Income": "339,982",
"Comprehensive Net Income": "306,447",
"BaseVar": "16,699,335",
"ECR before LimitedLiability": "107%",
"Economic Capital Ratio": "107%"
}
}
},
"top_rated": true,
"trend": null,
"value": 1.0706561426089192,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000094344.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000094344.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000094344.svg"
},
{
"company_id": "0000731766",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000731766.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000731766.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000731766.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000731766_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000731766_main_keyfigs.svg",
"name": "Unitedhealth Group INC",
"rank": 3,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000731766.svg",
"report_text": "The relative strengths and weaknesses of Unitedhealth Group INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Unitedhealth Group INC compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 72% points.The greatest weakness of Unitedhealth Group INC is the variable Costs And Expenses, reducing the Economic Capital Ratio by 530% points.
The company's Economic Capital Ratio, given in the ranking table, is 72%, being 34% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000731766_2022_Unitedhealth_Group_INC.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "71.3",
"Assets": "-40.3",
"Stockholders Equity": "-41.2",
"ECR before LimitedLiability": "43.1",
"Other Liabilities": "61.7",
"Unearned Premiums": "33.3",
"Liability For Claims And Claims Adjustment Expense": "48.0",
"Investments": "-32.7",
"Other Assets": "-21.3",
"Deferred Policy Acquisition Cost Amortization Expense": "25.2",
"Expenses": "-259",
"Revenues": "72.4",
"Net Income": "30.4",
"Other Expenses": "63.3",
"Costs And Expenses": "-530",
"Policyholder Benefits And Claims Incurred Net": "72.2",
"Premiums Earned Net": "72.4",
"Other Revenues": "66.7",
"Operating Revenue": "-78.7",
"Comprehensive Net Income": "41.4",
"Economic Capital Ratio": "34.2"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000731766_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "42,579,000",
"Cash And Cash Equivalents At Carrying Value": "21,375,000",
"Costs And Expenses": "217,945,000",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "75,795,000",
"Intangible Assets": "10,044,000",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "24,483,000",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "132,462,000",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "-8,849,000",
"Other Compr. Net Income": "-2,017,000",
"Other Expenses": "9,341,000",
"Other Liabilities": "-21,218,000",
"Other Net Income": "0",
"Other Revenues": "61,364,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "226,233,000",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "8,969,000",
"Reinsurance Payable": "0",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "135,727,000",
"Assets": "212,206,000",
"Expenses": "269,865,000",
"Revenues": "287,597,000",
"Stockholders Equity": "76,479,000",
"Net Income": "17,732,000",
"Comprehensive Net Income": "15,715,000",
"BaseVar": "1,463,565,595",
"ECR before LimitedLiability": "72%",
"Economic Capital Ratio": "72%"
}
}
},
"top_rated": true,
"trend": null,
"value": 0.7243312652440408,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000731766.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000731766.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000731766.svg"
},
{
"company_id": "0001172052",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001172052.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001172052.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001172052.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001172052_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001172052_main_keyfigs.svg",
"name": "Safety Insurance Group INC",
"rank": 4,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001172052.svg",
"report_text": "The relative strengths and weaknesses of Safety Insurance Group INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Safety Insurance Group INC compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 63% points.The greatest weakness of Safety Insurance Group INC is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 77% points.
The company's Economic Capital Ratio, given in the ranking table, is 68%, being 29% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001172052_2022_Safety_Insurance_Group_INC.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "37.9",
"Stockholders Equity": "10.6",
"ECR before LimitedLiability": "38.3",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "26.2",
"Other Liabilities": "25.5",
"Unearned Premiums": "-10.0",
"Assets": "-11.3",
"Other Assets": "-8.47",
"Deferred Policy Acquisition Cost Amortization Expense": "10.1",
"Expenses": "-30.1",
"Revenues": "50.8",
"Net Income": "28.5",
"Other Expenses": "-38.0",
"Costs And Expenses": "18.3",
"Policyholder Benefits And Claims Incurred Net": "-77.4",
"Benefits Losses And Expenses": "42.4",
"Premiums Earned Net": "63.3",
"Other Revenues": "-12.1",
"Operating Revenue": "-26.9",
"Comprehensive Net Income": "28.2",
"Economic Capital Ratio": "29.4"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001172052_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "0",
"Cash And Cash Equivalents At Carrying Value": "63,603",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "73,024",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "1,571,135",
"Liability For Claims And Claims Adjustment Expense": "570,651",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "44,135",
"Operating Expenses": "0",
"Operating Revenue": "14,885",
"Other Assets": "385,834",
"Other Compr. Net Income": "-28,948",
"Other Expenses": "292,474",
"Other Liabilities": "196,888",
"Other Net Income": "0",
"Other Revenues": "51,563",
"Policyholder Benefits And Claims Incurred Net": "461,727",
"Premiums Earned Net": "774,328",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "23,795",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "9,192",
"Unearned Premiums": "413,487"
},
"output_variables": {
"Liabilities": "1,190,218",
"Assets": "2,117,391",
"Expenses": "754,201",
"Revenues": "884,911",
"Stockholders Equity": "927,173",
"Net Income": "130,710",
"Comprehensive Net Income": "101,762",
"BaseVar": "5,498,683",
"ECR before LimitedLiability": "68%",
"Economic Capital Ratio": "68%"
}
}
},
"top_rated": true,
"trend": null,
"value": 0.6764763680805486,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001172052.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001172052.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001172052.svg"
},
{
"company_id": "0001472787",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001472787.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001472787.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001472787.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001472787_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001472787_main_keyfigs.svg",
"name": "First American Financial Corp",
"rank": 5,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001472787.svg",
"report_text": "The relative strengths and weaknesses of First American Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First American Financial Corp compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 68% points.The greatest weakness of First American Financial Corp is the variable Premiums Earned Net, reducing the Economic Capital Ratio by 143% points.
The company's Economic Capital Ratio, given in the ranking table, is 68%, being 29% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001472787_2022_First_American_Financial_Corp.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "44.6",
"ECR before LimitedLiability": "38.3",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "29.8",
"Other Liabilities": "-20.6",
"Unearned Premiums": "15.9",
"Liability For Claims And Claims Adjustment Expense": "26.2",
"Assets": "-19.7",
"Other Assets": "-9.84",
"Deferred Policy Acquisition Cost Amortization Expense": "12.0",
"Expenses": "-57.3",
"Revenues": "62.8",
"Net Income": "32.3",
"Costs And Expenses": "21.5",
"Operating Expenses": "-94.1",
"Policyholder Benefits And Claims Incurred Net": "50.2",
"Benefits Losses And Expenses": "-65.5",
"Premiums Earned Net": "-143",
"Other Revenues": "67.6",
"Operating Revenue": "-22.1",
"Comprehensive Net Income": "35.6",
"Economic Capital Ratio": "29.4"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001472787_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "3,673,000",
"Cash And Cash Equivalents At Carrying Value": "1,228,000",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "1,588,000",
"Intangible Assets": "218,000",
"Investments": "10,596,000",
"Liability For Claims And Claims Adjustment Expense": "1,284,000",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "215,000",
"Operating Expenses": "2,987,000",
"Operating Revenue": "436,000",
"Other Assets": "2,315,000",
"Other Compr. Net Income": "-140,000",
"Other Expenses": "1,312,000",
"Other Liabilities": "9,160,000",
"Other Net Income": "0",
"Other Revenues": "8,570,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "506,000",
"Reinsurance Payable": "0",
"Unearned Premiums": "224,000"
},
"output_variables": {
"Liabilities": "10,668,000",
"Assets": "16,451,000",
"Expenses": "7,972,000",
"Revenues": "9,221,000",
"Stockholders Equity": "5,783,000",
"Net Income": "1,249,000",
"Comprehensive Net Income": "1,109,000",
"BaseVar": "53,512,065",
"ECR before LimitedLiability": "68%",
"Economic Capital Ratio": "68%"
}
}
},
"top_rated": true,
"trend": null,
"value": 0.6759602455606957,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001472787.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001472787.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001472787.svg"
},
{
"company_id": "0001669162",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001669162.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001669162.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001669162.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001669162_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001669162_main_keyfigs.svg",
"name": "Kinsale Capital Group Inc",
"rank": 6,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001669162.svg",
"report_text": "The relative strengths and weaknesses of Kinsale Capital Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Kinsale Capital Group Inc compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 54% points.The greatest weakness of Kinsale Capital Group Inc is the variable Benefits Losses And Expenses, reducing the Economic Capital Ratio by 50% points.
The company's Economic Capital Ratio, given in the ranking table, is 65%, being 27% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001669162_2022_Kinsale_Capital_Group_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "16.0",
"Investments": "15.8",
"Stockholders Equity": "6.99",
"ECR before LimitedLiability": "35.5",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "20.8",
"Other Liabilities": "23.3",
"Unearned Premiums": "-9.05",
"Liability For Claims And Claims Adjustment Expense": "-30.9",
"Premiums Earned Net": "53.6",
"Revenues": "29.3",
"Deferred Policy Acquisition Cost Amortization Expense": "7.83",
"Net Income": "33.0",
"Other Revenues": "-13.4",
"Operating Revenue": "-24.1",
"Other Assets": "-7.58",
"Comprehensive Net Income": "32.8",
"Other Expenses": "-10.9",
"Costs And Expenses": "14.2",
"Policyholder Benefits And Claims Incurred Net": "34.7",
"Benefits Losses And Expenses": "-50.4",
"Economic Capital Ratio": "26.6"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001669162_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "324,415",
"Cash And Cash Equivalents At Carrying Value": "121,040",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "41,968",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "1,564,677",
"Liability For Claims And Claims Adjustment Expense": "881,344",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "31,048",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "70,317",
"Other Compr. Net Income": "-23,255",
"Other Expenses": "162,705",
"Other Liabilities": "81,134",
"Other Net Income": "0",
"Other Revenues": "25,852",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "582,879",
"Premiums Receivable At Carrying Value": "71,004",
"Prepaid Reinsurance Premiums": "33,679",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "16,112",
"Unearned Premiums": "347,730"
},
"output_variables": {
"Liabilities": "1,326,320",
"Assets": "2,025,655",
"Expenses": "487,120",
"Revenues": "639,779",
"Stockholders Equity": "699,335",
"Net Income": "152,659",
"Comprehensive Net Income": "129,404",
"BaseVar": "4,327,092",
"ECR before LimitedLiability": "65%",
"Economic Capital Ratio": "65%"
}
}
},
"top_rated": true,
"trend": null,
"value": 0.6486206275524616,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001669162.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001669162.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001669162.svg"
},
{
"company_id": "0000049071",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000049071.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000049071.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000049071.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000049071_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000049071_main_keyfigs.svg",
"name": "Humana INC",
"rank": 7,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000049071.svg",
"report_text": "The relative strengths and weaknesses of Humana INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Humana INC compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 64% points.The greatest weakness of Humana INC is the variable Costs And Expenses, reducing the Economic Capital Ratio by 814% points.
The company's Economic Capital Ratio, given in the ranking table, is 64%, being 26% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000049071_2022_Humana_INC.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "63.9",
"Assets": "-52.5",
"Stockholders Equity": "-67.0",
"ECR before LimitedLiability": "34.6",
"Other Liabilities": "59.9",
"Unearned Premiums": "36.9",
"Liability For Claims And Claims Adjustment Expense": "52.7",
"Investments": "-42.6",
"Other Assets": "-27.5",
"Deferred Policy Acquisition Cost Amortization Expense": "31.4",
"Expenses": "-404",
"Revenues": "63.9",
"Comprehensive Net Income": "33.8",
"Other Expenses": "63.9",
"Costs And Expenses": "-814",
"Policyholder Benefits And Claims Incurred Net": "63.9",
"Benefits Losses And Expenses": "37.0",
"Premiums Earned Net": "63.9",
"Other Revenues": "-49.9",
"Operating Revenue": "-107",
"Economic Capital Ratio": "25.7"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000049071_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "10,121,000",
"Cash And Cash Equivalents At Carrying Value": "3,394,000",
"Costs And Expenses": "69,199,000",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "11,092,000",
"Intangible Assets": "0",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "8,289,000",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "28,255,000",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "1,906,000",
"Other Compr. Net Income": "-350,000",
"Other Expenses": "1,407,000",
"Other Liabilities": "-8,289,000",
"Other Net Income": "597,000",
"Other Revenues": "3,242,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "79,822,000",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "3,073,000",
"Reinsurance Payable": "0",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "28,255,000",
"Assets": "44,358,000",
"Expenses": "80,727,000",
"Revenues": "83,064,000",
"Stockholders Equity": "16,103,000",
"Net Income": "2,934,000",
"Comprehensive Net Income": "2,584,000",
"BaseVar": "416,027,590",
"ECR before LimitedLiability": "64%",
"Economic Capital Ratio": "64%"
}
}
},
"top_rated": true,
"trend": null,
"value": 0.6392625882293277,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000049071.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000049071.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000049071.svg"
},
{
"company_id": "0001761312",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001761312.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001761312.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001761312.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001761312_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001761312_main_keyfigs.svg",
"name": "Palomar Holdings Inc",
"rank": 8,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001761312.svg",
"report_text": "The relative strengths and weaknesses of Palomar Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Palomar Holdings Inc compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 48% points.The greatest weakness of Palomar Holdings Inc is the variable Deferred Policy Acquisition Cost Amortization Expense, reducing the Economic Capital Ratio by 53% points.
The company's Economic Capital Ratio, given in the ranking table, is 62%, being 24% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001761312_2022_Palomar_Holdings_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "16.4",
"Stockholders Equity": "16.1",
"ECR before LimitedLiability": "32.6",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "18.3",
"Other Liabilities": "18.9",
"Unearned Premiums": "-32.0",
"Deferred Policy Acquisition Cost Amortization Expense": "-52.7",
"Expenses": "4.71",
"Revenues": "19.2",
"Net Income": "22.7",
"Other Expenses": "22.9",
"Costs And Expenses": "13.3",
"Operating Expenses": "4.51",
"Policyholder Benefits And Claims Incurred Net": "11.1",
"Premiums Earned Net": "48.0",
"Other Revenues": "-16.3",
"Operating Revenue": "-22.8",
"Investments": "3.76",
"Other Assets": "-6.90",
"Comprehensive Net Income": "23.3",
"Economic Capital Ratio": "23.7"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001761312_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "53,723",
"Cash And Cash Equivalents At Carrying Value": "50,284",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "95,433",
"Deferred Policy Acquisition Costs": "55,953",
"Goodwill": "0",
"Intangible Assets": "9,501",
"Investments": "465,943",
"Liability For Claims And Claims Adjustment Expense": "173,366",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "10,882",
"Net Investment Income": "9,080",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "197,199",
"Other Compr. Net Income": "-7,934",
"Other Expenses": "11,331",
"Other Liabilities": "62,652",
"Other Net Income": "0",
"Other Revenues": "4,885",
"Policyholder Benefits And Claims Incurred Net": "41,457",
"Premiums Earned Net": "233,826",
"Premiums Receivable At Carrying Value": "88,012",
"Prepaid Reinsurance Premiums": "58,315",
"Property Plant And Equipment Net": "527",
"Reinsurance Payable": "0",
"Unearned Premiums": "284,665"
},
"output_variables": {
"Liabilities": "531,565",
"Assets": "925,734",
"Expenses": "201,944",
"Revenues": "247,791",
"Stockholders Equity": "394,169",
"Net Income": "45,847",
"Comprehensive Net Income": "37,913",
"BaseVar": "1,783,577",
"ECR before LimitedLiability": "62%",
"Economic Capital Ratio": "62%"
}
}
},
"top_rated": true,
"trend": null,
"value": 0.6194829125398769,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001761312.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001761312.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001761312.svg"
},
{
"company_id": "0001681206",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001681206.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001681206.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001681206.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001681206_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001681206_main_keyfigs.svg",
"name": "NI Holdings Inc",
"rank": 9,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001681206.svg",
"report_text": "The relative strengths and weaknesses of NI Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of NI Holdings Inc compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 52% points.The greatest weakness of NI Holdings Inc is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 145% points.
The company's Economic Capital Ratio, given in the ranking table, is 52%, being 14% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001681206_2022_NI_Holdings_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "41.4",
"Expenses": "-80.7",
"Stockholders Equity": "13.7",
"ECR before LimitedLiability": "22.4",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "24.5",
"Other Liabilities": "11.7",
"Liability For Claims And Claims Adjustment Expense": "26.1",
"Investments": "-27.5",
"Assets": "-22.2",
"Other Assets": "-16.5",
"Deferred Policy Acquisition Cost Amortization Expense": "11.4",
"Other Expenses": "-10.9",
"Costs And Expenses": "19.5",
"Policyholder Benefits And Claims Incurred Net": "-145",
"Benefits Losses And Expenses": "24.9",
"Premiums Earned Net": "51.7",
"Revenues": "48.5",
"Other Revenues": "-23.8",
"Operating Revenue": "-23.2",
"Economic Capital Ratio": "13.5"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001681206_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "31,715",
"Cash And Cash Equivalents At Carrying Value": "70,623",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "24,947",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "15,479",
"Other Assets": "-20,078",
"Other Compr. Net Income": "-7,855",
"Other Expenses": "67,548",
"Other Liabilities": "176,580",
"Other Net Income": "0",
"Other Revenues": "8,906",
"Policyholder Benefits And Claims Incurred Net": "216,379",
"Premiums Earned Net": "299,589",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "9,869",
"Reinsurance Payable": "0",
"Unearned Premiums": "127,789"
},
"output_variables": {
"Liabilities": "304,369",
"Assets": "651,782",
"Expenses": "315,642",
"Revenues": "323,974",
"Stockholders Equity": "347,413",
"Net Income": "8,332",
"Comprehensive Net Income": "477",
"BaseVar": "1,970,496",
"ECR before LimitedLiability": "51%",
"Economic Capital Ratio": "52%"
}
}
},
"top_rated": true,
"trend": null,
"value": 0.5174731218822265,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001681206.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001681206.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001681206.svg"
},
{
"company_id": "0000074260",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000074260.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000074260.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000074260.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000074260_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000074260_main_keyfigs.svg",
"name": "OLD Republic International CORP",
"rank": 10,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000074260.svg",
"report_text": "The relative strengths and weaknesses of OLD Republic International CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of OLD Republic International CORP compared to the market average is the variable Operating Revenue, increasing the Economic Capital Ratio by 51% points.The greatest weakness of OLD Republic International CORP is the variable Other Revenues, reducing the Economic Capital Ratio by 177% points.
The company's Economic Capital Ratio, given in the ranking table, is 51%, being 13% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000074260_2022_OLD_Republic_International_CORP.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "16.8",
"ECR before LimitedLiability": "22.0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-46.3",
"Other Liabilities": "40.3",
"Liability For Claims And Claims Adjustment Expense": "-25.5",
"Investments": "5.82",
"Assets": "-9.91",
"Other Assets": "-5.83",
"Deferred Policy Acquisition Cost Amortization Expense": "8.03",
"Expenses": "-12.0",
"Revenues": "31.3",
"Net Income": "22.4",
"Other Expenses": "-78.0",
"Costs And Expenses": "14.1",
"Policyholder Benefits And Claims Incurred Net": "-7.02",
"Benefits Losses And Expenses": "33.0",
"Premiums Earned Net": "40.7",
"Other Revenues": "-177",
"Operating Revenue": "51.3",
"Comprehensive Net Income": "23.9",
"Economic Capital Ratio": "13.1"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000074260_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "0",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "350,400",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "16,576,300",
"Liability For Claims And Claims Adjustment Expense": "11,425,500",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "14,177,500",
"Net Investment Income": "434,300",
"Operating Expenses": "0",
"Operating Revenue": "8,583,500",
"Other Assets": "6,286,400",
"Other Compr. Net Income": "-206,000",
"Other Expenses": "5,409,000",
"Other Liabilities": "-10,073,800",
"Other Net Income": "0",
"Other Revenues": "-7,236,000",
"Policyholder Benefits And Claims Incurred Net": "2,398,200",
"Premiums Earned Net": "7,559,800",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "0",
"Unearned Premiums": "2,559,400"
},
"output_variables": {
"Liabilities": "18,088,600",
"Assets": "24,981,800",
"Expenses": "7,807,200",
"Revenues": "9,341,600",
"Stockholders Equity": "6,893,200",
"Net Income": "1,534,400",
"Comprehensive Net Income": "1,328,400",
"BaseVar": "61,538,014",
"ECR before LimitedLiability": "51%",
"Economic Capital Ratio": "51%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.5128889256768334,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000074260.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000074260.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000074260.svg"
},
{
"company_id": "0000947484",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000947484.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000947484.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000947484.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000947484_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000947484_main_keyfigs.svg",
"name": "ARCH Capital Group LTD",
"rank": 11,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000947484.svg",
"report_text": "The relative strengths and weaknesses of ARCH Capital Group LTD are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of ARCH Capital Group LTD compared to the market average is the variable Expenses, increasing the Economic Capital Ratio by 18% points.The greatest weakness of ARCH Capital Group LTD is the variable Liability For Claims And Claims Adjustment Expense, reducing the Economic Capital Ratio by 26% points.
The company's Economic Capital Ratio, given in the ranking table, is 45%, being 6.8% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000947484_2022_ARCH_Capital_Group_LTD.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-4.83",
"Assets": "7.01",
"Stockholders Equity": "6.15",
"ECR before LimitedLiability": "15.7",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "12.4",
"Other Liabilities": "7.48",
"Unearned Premiums": "-5.19",
"Liability For Claims And Claims Adjustment Expense": "-25.9",
"Investments": "10.5",
"Deferred Policy Acquisition Cost Amortization Expense": "-8.67",
"Expenses": "17.8",
"Net Investment Income": "-3.89",
"Net Income": "17.7",
"Other Expenses": "17.6",
"Costs And Expenses": "9.58",
"Policyholder Benefits And Claims Incurred Net": "-22.6",
"Benefits Losses And Expenses": "14.0",
"Comprehensive Net Income": "15.8",
"Premiums Earned Net": "17.4",
"Operating Revenue": "-18.0",
"Economic Capital Ratio": "6.83"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000947484_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "1,077,752",
"Cash And Cash Equivalents At Carrying Value": "858,668",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "1,303,178",
"Deferred Policy Acquisition Costs": "901,841",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "26,588,156",
"Liability For Claims And Claims Adjustment Expense": "17,757,156",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "242,352",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "22,073",
"Other Assets": "6,508,810",
"Other Compr. Net Income": "-636,108",
"Other Expenses": "309,478",
"Other Liabilities": "5,951,113",
"Other Net Income": "264,693",
"Other Revenues": "1,145,609",
"Policyholder Benefits And Claims Incurred Net": "4,584,803",
"Premiums Earned Net": "8,082,298",
"Premiums Receivable At Carrying Value": "2,633,280",
"Prepaid Reinsurance Premiums": "1,729,455",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "1,583,253",
"Unearned Premiums": "6,011,942"
},
"output_variables": {
"Liabilities": "31,545,816",
"Assets": "45,100,945",
"Expenses": "7,275,211",
"Revenues": "9,249,980",
"Stockholders Equity": "13,555,129",
"Net Income": "2,239,462",
"Comprehensive Net Income": "1,603,354",
"BaseVar": "78,490,292",
"ECR before LimitedLiability": "44%",
"Economic Capital Ratio": "45%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.450446221372702,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000947484.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000947484.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000947484.svg"
},
{
"company_id": "0001739940",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001739940.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001739940.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001739940.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001739940_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001739940_main_keyfigs.svg",
"name": "Cigna Group",
"rank": 12,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001739940.svg",
"report_text": "The relative strengths and weaknesses of Cigna Group are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Cigna Group compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 45% points.The greatest weakness of Cigna Group is the variable Costs And Expenses, reducing the Economic Capital Ratio by 372% points.
The company's Economic Capital Ratio, given in the ranking table, is 45%, being 6.7% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001739940_2022_Cigna_Group.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "43.9",
"Assets": "-50.5",
"Stockholders Equity": "-33.9",
"ECR before LimitedLiability": "15.6",
"Other Liabilities": "34.8",
"Unearned Premiums": "19.6",
"Liability For Claims And Claims Adjustment Expense": "33.9",
"Investments": "-41.2",
"Other Assets": "-23.4",
"Goodwill": "11.4",
"Deferred Policy Acquisition Cost Amortization Expense": "16.6",
"Expenses": "-207",
"Revenues": "44.9",
"Comprehensive Net Income": "17.2",
"Other Expenses": "42.7",
"Costs And Expenses": "-372",
"Benefits Losses And Expenses": "36.7",
"Premiums Earned Net": "-109",
"Other Revenues": "44.9",
"Operating Revenue": "-64.6",
"Other Compr. Net Income": "12.9",
"Economic Capital Ratio": "6.71"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001739940_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "13,030,000",
"Cash And Cash Equivalents At Carrying Value": "5,081,000",
"Costs And Expenses": "117,553,000",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "677,000",
"Goodwill": "45,811,000",
"Intangible Assets": "34,102,000",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "99,359,000",
"Net Investment Income": "1,549,000",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "6,309,000",
"Other Compr. Net Income": "-73,000",
"Other Expenses": "3,365,000",
"Other Liabilities": "8,346,000",
"Other Net Income": "-1,153,000",
"Other Revenues": "131,375,000",
"Policyholder Benefits And Claims Incurred Net": "33,562,000",
"Premiums Earned Net": "41,154,000",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "0",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "107,705,000",
"Assets": "154,889,000",
"Expenses": "167,510,000",
"Revenues": "174,078,000",
"Stockholders Equity": "47,184,000",
"Net Income": "5,415,000",
"Comprehensive Net Income": "5,342,000",
"BaseVar": "921,483,270",
"ECR before LimitedLiability": "44%",
"Economic Capital Ratio": "45%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.44925313470587674,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001739940.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001739940.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001739940.svg"
},
{
"company_id": "0000896159",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000896159.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000896159.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000896159.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000896159_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000896159_main_keyfigs.svg",
"name": "Chubb Ltd",
"rank": 13,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000896159.svg",
"report_text": "The relative strengths and weaknesses of Chubb Ltd are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Chubb Ltd compared to the market average is the variable Other Expenses, increasing the Economic Capital Ratio by 18% points.The greatest weakness of Chubb Ltd is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 27% points.
The company's Economic Capital Ratio, given in the ranking table, is 42%, being 4.0% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000896159_2022_Chubb_Ltd.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-5.38",
"Assets": "7.28",
"Stockholders Equity": "5.86",
"ECR before LimitedLiability": "12.9",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "4.62",
"Other Liabilities": "9.13",
"Liability For Claims And Claims Adjustment Expense": "-21.2",
"Investments": "11.7",
"Other Assets": "-4.30",
"Deferred Policy Acquisition Cost Amortization Expense": "-11.4",
"Expenses": "16.2",
"Net Income": "14.5",
"Other Revenues": "-6.04",
"Other Expenses": "18.5",
"Costs And Expenses": "9.06",
"Policyholder Benefits And Claims Incurred Net": "-26.9",
"Benefits Losses And Expenses": "16.2",
"Comprehensive Net Income": "13.1",
"Premiums Earned Net": "18.1",
"Operating Revenue": "-14.7",
"Economic Capital Ratio": "4.05"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000896159_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "3,136,000",
"Cash And Cash Equivalents At Carrying Value": "1,659,000",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "6,918,000",
"Deferred Policy Acquisition Costs": "5,513,000",
"Goodwill": "15,213,000",
"Intangible Assets": "5,455,000",
"Investments": "122,323,000",
"Liability For Claims And Claims Adjustment Expense": "72,943,000",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "21,116,000",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "1,152,000",
"Other Assets": "18,175,000",
"Other Compr. Net Income": "-2,519,000",
"Other Expenses": "390,000",
"Other Liabilities": "19,937,000",
"Other Net Income": "0",
"Other Revenues": "3,456,000",
"Policyholder Benefits And Claims Incurred Net": "21,980,000",
"Premiums Earned Net": "36,355,000",
"Premiums Receivable At Carrying Value": "11,322,000",
"Prepaid Reinsurance Premiums": "3,028,000",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "7,243,000",
"Unearned Premiums": "19,101,000"
},
"output_variables": {
"Liabilities": "140,340,000",
"Assets": "200,054,000",
"Expenses": "32,424,000",
"Revenues": "40,963,000",
"Stockholders Equity": "59,714,000",
"Net Income": "8,539,000",
"Comprehensive Net Income": "6,020,000",
"BaseVar": "345,160,330",
"ECR before LimitedLiability": "41%",
"Economic Capital Ratio": "42%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.4226474546792126,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000896159.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000896159.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000896159.svg"
},
{
"company_id": "0000080661",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000080661.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000080661.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000080661.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000080661_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000080661_main_keyfigs.svg",
"name": "Progressive CORP OH",
"rank": 14,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000080661.svg",
"report_text": "The relative strengths and weaknesses of Progressive CORP OH are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Progressive CORP OH compared to the market average is the variable Operating Revenue, increasing the Economic Capital Ratio by 41% points.The greatest weakness of Progressive CORP OH is the variable Benefits Losses And Expenses, reducing the Economic Capital Ratio by 223% points.
The company's Economic Capital Ratio, given in the ranking table, is 41%, being 2.4% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000080661_2022_Progressive_CORP_OH.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "31.4",
"Stockholders Equity": "-16.1",
"ECR before LimitedLiability": "11.2",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "22.0",
"Other Liabilities": "20.3",
"Assets": "-33.5",
"Other Assets": "-16.5",
"Deferred Policy Acquisition Cost Amortization Expense": "-12.5",
"Expenses": "-86.7",
"Revenues": "40.5",
"Net Income": "12.4",
"Other Expenses": "30.4",
"Costs And Expenses": "18.0",
"Policyholder Benefits And Claims Incurred Net": "36.8",
"Benefits Losses And Expenses": "-223",
"Premiums Earned Net": "-160",
"Other Revenues": "-9.49",
"Operating Revenue": "40.6",
"Net Investment Income": "-8.22",
"Comprehensive Net Income": "14.9",
"Economic Capital Ratio": "2.35"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000080661_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "39,282,300",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "3,712,800",
"Deferred Policy Acquisition Costs": "1,355,600",
"Goodwill": "452,700",
"Intangible Assets": "117,300",
"Investments": "51,514,100",
"Liability For Claims And Claims Adjustment Expense": "26,164,100",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "44,368,700",
"Other Assets": "1,717,700",
"Other Compr. Net Income": "-891,000",
"Other Expenses": "1,356,000",
"Other Liabilities": "11,120,800",
"Other Net Income": "0",
"Other Revenues": "3,333,300",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "9,399,500",
"Prepaid Reinsurance Premiums": "457,600",
"Property Plant And Equipment Net": "1,137,300",
"Reinsurance Payable": "0",
"Unearned Premiums": "15,615,800"
},
"output_variables": {
"Liabilities": "52,900,700",
"Assets": "71,132,300",
"Expenses": "44,351,100",
"Revenues": "47,702,000",
"Stockholders Equity": "18,231,600",
"Net Income": "3,350,900",
"Comprehensive Net Income": "2,459,900",
"BaseVar": "276,252,650",
"ECR before LimitedLiability": "39%",
"Economic Capital Ratio": "41%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.4057227698742696,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000080661.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000080661.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000080661.svg"
},
{
"company_id": "0001681903",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001681903.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001681903.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001681903.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001681903_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001681903_main_keyfigs.svg",
"name": "ICC Holdings Inc",
"rank": 15,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001681903.svg",
"report_text": "The relative strengths and weaknesses of ICC Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of ICC Holdings Inc compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 31% points.The greatest weakness of ICC Holdings Inc is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 54% points.
The company's Economic Capital Ratio, given in the ranking table, is 39%, being 0.43% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001681903_2022_ICC_Holdings_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "13.8",
"Assets": "-4.99",
"Stockholders Equity": "6.66",
"ECR before LimitedLiability": "9.33",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "13.9",
"Other Liabilities": "10.6",
"Unearned Premiums": "-7.43",
"Liability For Claims And Claims Adjustment Expense": "-8.25",
"Investments": "-22.1",
"Other Assets": "30.6",
"Deferred Policy Acquisition Cost Amortization Expense": "-48.5",
"Expenses": "-13.4",
"Revenues": "15.9",
"Net Income": "5.23",
"Other Expenses": "23.7",
"Costs And Expenses": "11.1",
"Policyholder Benefits And Claims Incurred Net": "-54.3",
"Benefits Losses And Expenses": "27.4",
"Premiums Earned Net": "31.0",
"Other Revenues": "-11.1",
"Operating Revenue": "-20.7",
"Economic Capital Ratio": "0.434"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001681903_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "723",
"Cash And Cash Equivalents At Carrying Value": "4,606",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "20,825",
"Deferred Policy Acquisition Costs": "6,539",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "61,835",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "3,414",
"Operating Expenses": "0",
"Operating Revenue": "983",
"Other Assets": "40,280",
"Other Compr. Net Income": "-2,600",
"Other Expenses": "1,050",
"Other Liabilities": "25,883",
"Other Net Income": "0",
"Other Revenues": "3,151",
"Policyholder Benefits And Claims Incurred Net": "34,700",
"Premiums Earned Net": "53,893",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "3,144",
"Reinsurance Payable": "1,368",
"Unearned Premiums": "36,212"
},
"output_variables": {
"Liabilities": "125,298",
"Assets": "200,002",
"Expenses": "57,298",
"Revenues": "61,441",
"Stockholders Equity": "74,704",
"Net Income": "4,143",
"Comprehensive Net Income": "1,543",
"BaseVar": "442,336",
"ECR before LimitedLiability": "37%",
"Economic Capital Ratio": "39%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.38652641508088204,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001681903.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001681903.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001681903.svg"
},
{
"company_id": "0000101199",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000101199.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000101199.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000101199.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000101199_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000101199_main_keyfigs.svg",
"name": "United FIRE Group INC",
"rank": 16,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000101199.svg",
"report_text": "The relative strengths and weaknesses of United FIRE Group INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of United FIRE Group INC compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 35% points.The greatest weakness of United FIRE Group INC is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 71% points.
The company's Economic Capital Ratio, given in the ranking table, is 38%, being 0.096% points above the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000101199_2022_United_FIRE_Group_INC.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "13.2",
"Assets": "-9.80",
"ECR before LimitedLiability": "8.99",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "14.4",
"Other Liabilities": "15.5",
"Liability For Claims And Claims Adjustment Expense": "-28.7",
"Investments": "7.03",
"Other Assets": "-9.75",
"Deferred Policy Acquisition Cost Amortization Expense": "6.57",
"Expenses": "-20.2",
"Revenues": "23.5",
"Net Income": "6.93",
"Costs And Expenses": "11.5",
"Operating Expenses": "4.11",
"Policyholder Benefits And Claims Incurred Net": "-70.7",
"Benefits Losses And Expenses": "16.1",
"Premiums Earned Net": "35.4",
"Other Revenues": "-20.6",
"Operating Revenue": "-16.2",
"Comprehensive Net Income": "9.90",
"Economic Capital Ratio": "0.0956"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000101199_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "110,574",
"Cash And Cash Equivalents At Carrying Value": "132,104",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "2,064,686",
"Liability For Claims And Claims Adjustment Expense": "1,514,265",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "55,778",
"Operating Expenses": "0",
"Operating Revenue": "47,383",
"Other Assets": "132,869",
"Other Compr. Net Income": "-12,574",
"Other Expenses": "222,868",
"Other Liabilities": "179,602",
"Other Net Income": "0",
"Other Revenues": "207",
"Policyholder Benefits And Claims Incurred Net": "652,155",
"Premiums Earned Net": "962,823",
"Premiums Receivable At Carrying Value": "316,771",
"Prepaid Reinsurance Premiums": "9,328",
"Property Plant And Equipment Net": "137,702",
"Reinsurance Payable": "0",
"Unearned Premiums": "439,733"
},
"output_variables": {
"Liabilities": "2,133,600",
"Assets": "3,012,721",
"Expenses": "985,597",
"Revenues": "1,066,191",
"Stockholders Equity": "879,121",
"Net Income": "80,594",
"Comprehensive Net Income": "68,020",
"BaseVar": "7,331,515",
"ECR before LimitedLiability": "36%",
"Economic Capital Ratio": "38%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.38314442168963614,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000101199.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000101199.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000101199.svg"
},
{
"company_id": "0001363829",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001363829.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001363829.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001363829.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001363829_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001363829_main_keyfigs.svg",
"name": "Enstar Group LTD",
"rank": 17,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001363829.svg",
"report_text": "The relative strengths and weaknesses of Enstar Group LTD are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Enstar Group LTD compared to the market average is the variable Expenses, increasing the Economic Capital Ratio by 28% points.The greatest weakness of Enstar Group LTD is the variable Other Liabilities, reducing the Economic Capital Ratio by 71% points.
The company's Economic Capital Ratio, given in the ranking table, is 33%, being 4.8% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001363829_2022_Enstar_Group_LTD.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-40.7",
"Assets": "25.1",
"Stockholders Equity": "7.88",
"ECR before LimitedLiability": "4.10",
"Other Liabilities": "-70.7",
"Unearned Premiums": "3.15",
"Liability For Claims And Claims Adjustment Expense": "6.40",
"Investments": "24.3",
"Other Assets": "5.71",
"Expenses": "28.0",
"Revenues": "-43.2",
"Net Income": "5.85",
"Other Expenses": "10.6",
"Costs And Expenses": "4.51",
"Policyholder Benefits And Claims Incurred Net": "12.0",
"Benefits Losses And Expenses": "6.35",
"Premiums Earned Net": "-32.7",
"Operating Revenue": "-8.48",
"Comprehensive Net Income": "6.00",
"Economic Capital Ratio": "-4.80"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001363829_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "367,000",
"Cash And Cash Equivalents At Carrying Value": "1,646,000",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "57,000",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "17,276,000",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "1,691,000",
"Net Investment Income": "312,000",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "5,507,000",
"Other Compr. Net Income": "-113,000",
"Other Expenses": "-30,000",
"Other Liabilities": "15,979,000",
"Other Net Income": "93,000",
"Other Revenues": "232,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "245,000",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "254,000",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "17,924,000",
"Assets": "24,429,000",
"Expenses": "394,000",
"Revenues": "789,000",
"Stockholders Equity": "6,505,000",
"Net Income": "488,000",
"Comprehensive Net Income": "375,000",
"BaseVar": "24,378,145",
"ECR before LimitedLiability": "30%",
"Economic Capital Ratio": "33%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.33421812554141717,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001363829.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001363829.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001363829.svg"
},
{
"company_id": "0001042046",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001042046.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001042046.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001042046.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001042046_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001042046_main_keyfigs.svg",
"name": "American Financial Group Inc",
"rank": 18,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001042046.svg",
"report_text": "The relative strengths and weaknesses of American Financial Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of American Financial Group Inc compared to the market average is the variable Operating Revenue, increasing the Economic Capital Ratio by 31% points.The greatest weakness of American Financial Group Inc is the variable Premiums Earned Net, reducing the Economic Capital Ratio by 77% points.
The company's Economic Capital Ratio, given in the ranking table, is 32%, being 6.0% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001042046_2022_American_Financial_Group_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-4.50",
"Economic Capital Ratio": "-6.02",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-24.1",
"Liability For Claims And Claims Adjustment Expense": "11.6",
"Deferred Policy Acquisition Cost Amortization Expense": "4.65",
"Expenses": "18.4",
"Revenues": "-7.48",
"Net Income": "21.0",
"Other Expenses": "-4.89",
"Costs And Expenses": "8.47",
"Policyholder Benefits And Claims Incurred Net": "21.5",
"Benefits Losses And Expenses": "-22.2",
"Premiums Earned Net": "-76.6",
"Other Revenues": "-7.98",
"Operating Revenue": "31.3",
"Net Investment Income": "5.44",
"Comprehensive Net Income": "10.7",
"Other Net Income": "10.3",
"Other Compr. Net Income": "-11.8",
"Investments": "-18.5",
"Other Assets": "23.9"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001042046_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "3,421,000",
"Cash And Cash Equivalents At Carrying Value": "2,131,000",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "246,000",
"Intangible Assets": "0",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "13,038,000",
"Net Investment Income": "730,000",
"Operating Expenses": "0",
"Operating Revenue": "5,404,000",
"Other Assets": "4,924,000",
"Other Compr. Net Income": "-1,154,000",
"Other Expenses": "2,050,000",
"Other Liabilities": "6,920,000",
"Other Net Income": "914,000",
"Other Revenues": "418,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "1,265,000",
"Prepaid Reinsurance Premiums": "834,000",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "920,000",
"Unearned Premiums": "3,041,000"
},
"output_variables": {
"Liabilities": "23,919,000",
"Assets": "28,931,000",
"Expenses": "5,471,000",
"Revenues": "6,552,000",
"Stockholders Equity": "5,012,000",
"Net Income": "1,995,000",
"Comprehensive Net Income": "841,000",
"BaseVar": "58,904,755",
"ECR before LimitedLiability": "28%",
"Economic Capital Ratio": "32%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.32198762859557273,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001042046.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001042046.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001042046.svg"
},
{
"company_id": "0000004977",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000004977.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000004977.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000004977.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000004977_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000004977_main_keyfigs.svg",
"name": "Aflac INC",
"rank": 19,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000004977.svg",
"report_text": "The relative strengths and weaknesses of Aflac INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Aflac INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 31% points.The greatest weakness of Aflac INC is the variable Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense, reducing the Economic Capital Ratio by 64% points.
The company's Economic Capital Ratio, given in the ranking table, is 31%, being 7.6% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000004977_2022_Aflac_INC.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-19.6",
"Economic Capital Ratio": "-7.63",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-64.4",
"Other Liabilities": "4.85",
"Unearned Premiums": "3.28",
"Liability For Claims And Claims Adjustment Expense": "8.75",
"Investments": "-14.1",
"Assets": "13.2",
"Other Assets": "-7.01",
"Expenses": "20.0",
"Revenues": "-16.9",
"Net Income": "7.42",
"Other Expenses": "12.4",
"Costs And Expenses": "6.32",
"Policyholder Benefits And Claims Incurred Net": "-6.36",
"Benefits Losses And Expenses": "9.17",
"Other Revenues": "-8.35",
"Operating Revenue": "-12.1",
"Net Investment Income": "5.97",
"Comprehensive Net Income": "6.66"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000004977_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "3,544,000",
"Cash And Cash Equivalents At Carrying Value": "5,051,000",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "1,170,000",
"Deferred Policy Acquisition Costs": "9,525,000",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "105,072,000",
"Net Investment Income": "3,818,000",
"Operating Expenses": "1,256,000",
"Operating Revenue": "0",
"Other Assets": "-1,243,000",
"Other Compr. Net Income": "-1,541,000",
"Other Expenses": "1,235,000",
"Other Liabilities": "16,641,000",
"Other Net Income": "0",
"Other Revenues": "641,000",
"Policyholder Benefits And Claims Incurred Net": "10,576,000",
"Premiums Earned Net": "17,647,000",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "538,000",
"Reinsurance Payable": "0",
"Unearned Premiums": "2,576,000"
},
"output_variables": {
"Liabilities": "124,289,000",
"Assets": "157,542,000",
"Expenses": "17,781,000",
"Revenues": "22,106,000",
"Stockholders Equity": "33,253,000",
"Net Income": "4,325,000",
"Comprehensive Net Income": "2,784,000",
"BaseVar": "236,407,040",
"ECR before LimitedLiability": "26%",
"Economic Capital Ratio": "31%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.30591604446846177,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000004977.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000004977.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000004977.svg"
},
{
"company_id": "0001127703",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001127703.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001127703.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001127703.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001127703_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001127703_main_keyfigs.svg",
"name": "Proassurance CORP",
"rank": 20,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001127703.svg",
"report_text": "The relative strengths and weaknesses of Proassurance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Proassurance CORP compared to the market average is the variable Investments, increasing the Economic Capital Ratio by 20% points.The greatest weakness of Proassurance CORP is the variable Liability For Claims And Claims Adjustment Expense, reducing the Economic Capital Ratio by 43% points.
The company's Economic Capital Ratio, given in the ranking table, is 30%, being 7.8% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001127703_2022_Proassurance_CORP.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-8.56",
"Economic Capital Ratio": "-7.76",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "5.49",
"Other Liabilities": "9.82",
"Liability For Claims And Claims Adjustment Expense": "-43.4",
"Investments": "19.8",
"Assets": "6.17",
"Other Assets": "-6.05",
"Expenses": "12.6",
"Revenues": "-11.6",
"Net Income": "5.70",
"Other Expenses": "16.8",
"Costs And Expenses": "7.46",
"Operating Expenses": "2.48",
"Policyholder Benefits And Claims Incurred Net": "-28.0",
"Benefits Losses And Expenses": "11.2",
"Premiums Earned Net": "6.77",
"Other Revenues": "-7.98",
"Operating Revenue": "-12.6",
"Comprehensive Net Income": "5.46",
"Other Net Income": "3.81"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001127703_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "157,641",
"Cash And Cash Equivalents At Carrying Value": "143,602",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "110,605",
"Deferred Policy Acquisition Costs": "58,940",
"Goodwill": "49,610",
"Intangible Assets": "0",
"Investments": "4,828,323",
"Liability For Claims And Claims Adjustment Expense": "3,579,940",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "424,986",
"Net Investment Income": "70,522",
"Operating Expenses": "0",
"Operating Revenue": "24,310",
"Other Assets": "814,994",
"Other Compr. Net Income": "-58,943",
"Other Expenses": "34,199",
"Other Liabilities": "301,576",
"Other Net Income": "74,408",
"Other Revenues": "57,910",
"Policyholder Benefits And Claims Incurred Net": "752,249",
"Premiums Earned Net": "971,668",
"Premiums Receivable At Carrying Value": "241,095",
"Prepaid Reinsurance Premiums": "24,571",
"Property Plant And Equipment Net": "30,342",
"Reinsurance Payable": "22,627",
"Unearned Premiums": "433,961"
},
"output_variables": {
"Liabilities": "4,763,090",
"Assets": "6,191,477",
"Expenses": "1,054,694",
"Revenues": "1,124,410",
"Stockholders Equity": "1,428,387",
"Net Income": "144,124",
"Comprehensive Net Income": "85,181",
"BaseVar": "10,807,492",
"ECR before LimitedLiability": "25%",
"Economic Capital Ratio": "30%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.30453995869762907,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001127703.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001127703.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001127703.svg"
},
{
"company_id": "0000944695",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000944695.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000944695.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000944695.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000944695_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000944695_main_keyfigs.svg",
"name": "Hanover Insurance Group Inc",
"rank": 21,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000944695.svg",
"report_text": "The relative strengths and weaknesses of Hanover Insurance Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Hanover Insurance Group Inc compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 28% points.The greatest weakness of Hanover Insurance Group Inc is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 64% points.
The company's Economic Capital Ratio, given in the ranking table, is 29%, being 9.0% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000944695_2022_Hanover_Insurance_Group_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "10.2",
"Assets": "-11.3",
"Stockholders Equity": "-5.02",
"Economic Capital Ratio": "-9.04",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "13.8",
"Other Liabilities": "10.9",
"Unearned Premiums": "-4.71",
"Liability For Claims And Claims Adjustment Expense": "-15.2",
"Other Assets": "-8.96",
"Deferred Policy Acquisition Cost Amortization Expense": "-21.7",
"Expenses": "-14.8",
"Revenues": "18.5",
"Net Income": "6.75",
"Other Expenses": "19.0",
"Costs And Expenses": "11.4",
"Policyholder Benefits And Claims Incurred Net": "-64.1",
"Benefits Losses And Expenses": "17.3",
"Premiums Earned Net": "28.4",
"Other Revenues": "-13.4",
"Operating Revenue": "-21.5",
"Comprehensive Net Income": "5.11"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000944695_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "555,600",
"Cash And Cash Equivalents At Carrying Value": "230,900",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "982,700",
"Deferred Policy Acquisition Costs": "552,000",
"Goodwill": "178,800",
"Intangible Assets": "0",
"Investments": "9,152,600",
"Liability For Claims And Claims Adjustment Expense": "6,447,600",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "310,700",
"Operating Expenses": "0",
"Operating Revenue": "4,600",
"Other Assets": "763,200",
"Other Compr. Net Income": "-250,300",
"Other Expenses": "135,300",
"Other Liabilities": "1,871,800",
"Other Net Income": "0",
"Other Revenues": "142,300",
"Policyholder Benefits And Claims Incurred Net": "3,134,200",
"Premiums Earned Net": "4,770,200",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "55,100",
"Unearned Premiums": "2,734,900"
},
"output_variables": {
"Liabilities": "11,109,400",
"Assets": "14,254,300",
"Expenses": "4,807,800",
"Revenues": "5,227,800",
"Stockholders Equity": "3,144,900",
"Net Income": "420,000",
"Comprehensive Net Income": "169,700",
"BaseVar": "36,390,850",
"ECR before LimitedLiability": "24%",
"Economic Capital Ratio": "29%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.2917640274593813,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000944695.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000944695.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000944695.svg"
},
{
"company_id": "0000021175",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000021175.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000021175.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000021175.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000021175_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000021175_main_keyfigs.svg",
"name": "CNA Financial CORP",
"rank": 22,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000021175.svg",
"report_text": "The relative strengths and weaknesses of CNA Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of CNA Financial CORP compared to the market average is the variable Investments, increasing the Economic Capital Ratio by 17% points.The greatest weakness of CNA Financial CORP is the variable Other Expenses, reducing the Economic Capital Ratio by 31% points.
The company's Economic Capital Ratio, given in the ranking table, is 27%, being 11% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000021175_2022_CNA_Financial_CORP.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-12.0",
"Economic Capital Ratio": "-11.1",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-5.18",
"Other Liabilities": "5.42",
"Liability For Claims And Claims Adjustment Expense": "-13.7",
"Investments": "17.4",
"Assets": "7.70",
"Other Assets": "-3.15",
"Deferred Policy Acquisition Cost Amortization Expense": "-3.49",
"Expenses": "15.5",
"Revenues": "-9.69",
"Net Income": "3.87",
"Other Expenses": "-30.6",
"Costs And Expenses": "7.36",
"Operating Expenses": "2.34",
"Policyholder Benefits And Claims Incurred Net": "16.8",
"Benefits Losses And Expenses": "14.7",
"Premiums Earned Net": "-3.87",
"Operating Revenue": "-4.48",
"Net Investment Income": "-2.61",
"Comprehensive Net Income": "4.36"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000021175_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "1,191,000",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "1,443,000",
"Deferred Policy Acquisition Costs": "737,000",
"Goodwill": "148,000",
"Intangible Assets": "0",
"Investments": "50,328,000",
"Liability For Claims And Claims Adjustment Expense": "24,174,000",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "16,015,000",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "1,430,000",
"Other Assets": "6,792,000",
"Other Compr. Net Income": "-483,000",
"Other Expenses": "8,072,000",
"Other Liabilities": "7,880,000",
"Other Net Income": "0",
"Other Revenues": "2,303,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "8,175,000",
"Premiums Receivable At Carrying Value": "2,945,000",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "226,000",
"Reinsurance Payable": "0",
"Unearned Premiums": "5,761,000"
},
"output_variables": {
"Liabilities": "53,830,000",
"Assets": "66,639,000",
"Expenses": "10,706,000",
"Revenues": "11,908,000",
"Stockholders Equity": "12,809,000",
"Net Income": "1,202,000",
"Comprehensive Net Income": "719,000",
"BaseVar": "113,473,085",
"ECR before LimitedLiability": "20%",
"Economic Capital Ratio": "27%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.2709951524008742,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000021175.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000021175.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000021175.svg"
},
{
"company_id": "0001214816",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001214816.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001214816.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001214816.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001214816_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001214816_main_keyfigs.svg",
"name": "AXIS Capital Holdings LTD",
"rank": 23,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001214816.svg",
"report_text": "The relative strengths and weaknesses of AXIS Capital Holdings LTD are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of AXIS Capital Holdings LTD compared to the market average is the variable Other Expenses, increasing the Economic Capital Ratio by 16% points.The greatest weakness of AXIS Capital Holdings LTD is the variable Liability For Claims And Claims Adjustment Expense, reducing the Economic Capital Ratio by 33% points.
The company's Economic Capital Ratio, given in the ranking table, is 27%, being 11% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001214816_2022_AXIS_Capital_Holdings_LTD.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-9.06",
"Economic Capital Ratio": "-11.2",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "9.56",
"Other Liabilities": "8.90",
"Unearned Premiums": "-4.01",
"Liability For Claims And Claims Adjustment Expense": "-32.5",
"Investments": "7.88",
"Assets": "5.52",
"Other Assets": "-5.95",
"Deferred Policy Acquisition Cost Amortization Expense": "-7.66",
"Expenses": "14.1",
"Revenues": "-7.27",
"Net Income": "5.41",
"Other Expenses": "15.8",
"Costs And Expenses": "7.78",
"Policyholder Benefits And Claims Incurred Net": "-19.8",
"Benefits Losses And Expenses": "12.9",
"Premiums Earned Net": "12.0",
"Other Revenues": "-2.85",
"Operating Revenue": "-13.5",
"Comprehensive Net Income": "3.96"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001214816_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "663,304",
"Cash And Cash Equivalents At Carrying Value": "844,592",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "921,834",
"Deferred Policy Acquisition Costs": "465,593",
"Goodwill": "100,801",
"Intangible Assets": "208,717",
"Investments": "15,134,317",
"Liability For Claims And Claims Adjustment Expense": "14,653,094",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "6,614,916",
"Other Compr. Net Income": "-357,859",
"Other Expenses": "141,279",
"Other Liabilities": "1,889,924",
"Other Net Income": "32,084",
"Other Revenues": "611,875",
"Policyholder Benefits And Claims Incurred Net": "3,008,783",
"Premiums Earned Net": "4,709,850",
"Premiums Receivable At Carrying Value": "2,622,676",
"Prepaid Reinsurance Premiums": "1,377,358",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "1,324,620",
"Unearned Premiums": "4,090,676"
},
"output_variables": {
"Liabilities": "21,958,314",
"Assets": "27,368,970",
"Expenses": "4,735,200",
"Revenues": "5,321,725",
"Stockholders Equity": "5,410,656",
"Net Income": "618,609",
"Comprehensive Net Income": "260,750",
"BaseVar": "48,743,673",
"ECR before LimitedLiability": "20%",
"Economic Capital Ratio": "27%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.26995428627993845,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001214816.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001214816.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001214816.svg"
},
{
"company_id": "0001224608",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001224608.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001224608.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001224608.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001224608_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001224608_main_keyfigs.svg",
"name": "CNO Financial Group Inc",
"rank": 24,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001224608.svg",
"report_text": "The relative strengths and weaknesses of CNO Financial Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of CNO Financial Group Inc compared to the market average is the variable Investments, increasing the Economic Capital Ratio by 19% points.The greatest weakness of CNO Financial Group Inc is the variable Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense, reducing the Economic Capital Ratio by 59% points.
The company's Economic Capital Ratio, given in the ranking table, is 23%, being 16% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001224608_2022_CNO_Financial_Group_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-23.5",
"Assets": "12.5",
"ECR before LimitedLiability": "-6.67",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-58.8",
"Other Liabilities": "2.74",
"Unearned Premiums": "3.60",
"Liability For Claims And Claims Adjustment Expense": "8.07",
"Investments": "19.0",
"Other Assets": "-4.92",
"Deferred Policy Acquisition Cost Amortization Expense": "3.49",
"Expenses": "15.7",
"Revenues": "-22.0",
"Comprehensive Net Income": "2.60",
"Other Expenses": "11.0",
"Costs And Expenses": "6.77",
"Policyholder Benefits And Claims Incurred Net": "-4.13",
"Benefits Losses And Expenses": "7.63",
"Premiums Earned Net": "-15.1",
"Other Revenues": "7.21",
"Operating Revenue": "-9.56",
"Economic Capital Ratio": "-15.6"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001224608_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "987,300",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "1,112,000",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "28,926,100",
"Liability For Claims And Claims Adjustment Expense": "501,800",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "25,364,300",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "21,300",
"Other Assets": "6,162,400",
"Other Compr. Net Income": "-239,000",
"Other Expenses": "503,200",
"Other Liabilities": "4,831,900",
"Other Net Income": "0",
"Other Revenues": "1,577,500",
"Policyholder Benefits And Claims Incurred Net": "2,190,700",
"Premiums Earned Net": "2,523,400",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "0",
"Unearned Premiums": "246,700"
},
"output_variables": {
"Liabilities": "30,944,700",
"Assets": "36,204,400",
"Expenses": "3,681,200",
"Revenues": "4,122,200",
"Stockholders Equity": "5,259,700",
"Net Income": "441,000",
"Comprehensive Net Income": "202,000",
"BaseVar": "52,112,282",
"ECR before LimitedLiability": "14%",
"Economic Capital Ratio": "23%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.2265158350278289,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001224608.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001224608.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001224608.svg"
},
{
"company_id": "0000850141",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000850141.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000850141.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000850141.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000850141_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000850141_main_keyfigs.svg",
"name": "Horace Mann Educators Corp De",
"rank": 25,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000850141.svg",
"report_text": "The relative strengths and weaknesses of Horace Mann Educators Corp De are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Horace Mann Educators Corp De compared to the market average is the variable Expenses, increasing the Economic Capital Ratio by 16% points.The greatest weakness of Horace Mann Educators Corp De is the variable Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense, reducing the Economic Capital Ratio by 60% points.
The company's Economic Capital Ratio, given in the ranking table, is 21%, being 17% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000850141_2022_Horace_Mann_Educators_Corp_De.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-28.1",
"Assets": "12.9",
"Stockholders Equity": "-2.08",
"ECR before LimitedLiability": "-8.10",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-60.0",
"Other Liabilities": "3.40",
"Unearned Premiums": "2.76",
"Liability For Claims And Claims Adjustment Expense": "6.67",
"Investments": "10.3",
"Other Assets": "3.96",
"Expenses": "16.3",
"Comprehensive Net Income": "2.33",
"Costs And Expenses": "6.58",
"Benefits Losses And Expenses": "11.3",
"Premiums Earned Net": "-42.9",
"Revenues": "-26.1",
"Other Revenues": "10.9",
"Operating Revenue": "-9.35",
"Net Investment Income": "9.66",
"Economic Capital Ratio": "-17.0"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000850141_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "0",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "94,700",
"Deferred Policy Acquisition Costs": "248,000",
"Goodwill": "43,500",
"Intangible Assets": "145,400",
"Investments": "7,449,500",
"Liability For Claims And Claims Adjustment Expense": "425,900",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "10,272,400",
"Net Investment Income": "422,500",
"Operating Expenses": "0",
"Operating Revenue": "-11,000",
"Other Assets": "3,056,500",
"Other Compr. Net Income": "-74,600",
"Other Expenses": "474,900",
"Other Liabilities": "1,623,100",
"Other Net Income": "0",
"Other Revenues": "918,600",
"Policyholder Benefits And Claims Incurred Net": "617,700",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "0",
"Unearned Premiums": "255,100"
},
"output_variables": {
"Liabilities": "12,576,500",
"Assets": "14,383,900",
"Expenses": "1,187,300",
"Revenues": "1,330,100",
"Stockholders Equity": "1,807,400",
"Net Income": "142,800",
"Comprehensive Net Income": "68,200",
"BaseVar": "19,454,760",
"ECR before LimitedLiability": "12%",
"Economic Capital Ratio": "21%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.21221995107814456,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000850141.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000850141.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000850141.svg"
},
{
"company_id": "0000819913",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000819913.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000819913.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000819913.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000819913_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000819913_main_keyfigs.svg",
"name": "Hallmark Financial Services INC",
"rank": 26,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000819913.svg",
"report_text": "The relative strengths and weaknesses of Hallmark Financial Services INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Hallmark Financial Services INC compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 16% points.The greatest weakness of Hallmark Financial Services INC is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 42% points.
The company's Economic Capital Ratio, given in the ranking table, is 21%, being 18% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000819913_2022_Hallmark_Financial_Services_INC.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-5.09",
"Stockholders Equity": "-7.46",
"ECR before LimitedLiability": "-8.80",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-23.1",
"Other Liabilities": "9.27",
"Unearned Premiums": "-4.74",
"Liability For Claims And Claims Adjustment Expense": "9.57",
"Investments": "-10.5",
"Other Assets": "-7.56",
"Prepaid Reinsurance Premiums": "3.82",
"Cash And Cash Equivalents At Carrying Value": "9.33",
"Deferred Policy Acquisition Cost Amortization Expense": "5.66",
"Economic Capital Ratio": "-17.7",
"Other Expenses": "12.4",
"Costs And Expenses": "9.30",
"Policyholder Benefits And Claims Incurred Net": "-42.0",
"Other Compr. Net Income": "3.80",
"Other Revenues": "-7.04",
"Operating Revenue": "-14.3",
"Premiums Earned Net": "15.8"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000819913_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "112,467",
"Cash And Cash Equivalents At Carrying Value": "352,867",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "6,811",
"Goodwill": "0",
"Intangible Assets": "819",
"Investments": "338,768",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "816,681",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "1,069",
"Other Assets": "67,315",
"Other Compr. Net Income": "-1,418",
"Other Expenses": "7,988",
"Other Liabilities": "159,061",
"Other Net Income": "0",
"Other Revenues": "24,344",
"Policyholder Benefits And Claims Incurred Net": "275,244",
"Premiums Earned Net": "379,290",
"Premiums Receivable At Carrying Value": "90,621",
"Prepaid Reinsurance Premiums": "146,433",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "117,908",
"Unearned Premiums": "284,427"
},
"output_variables": {
"Liabilities": "1,378,077",
"Assets": "1,553,598",
"Expenses": "395,699",
"Revenues": "404,703",
"Stockholders Equity": "175,521",
"Net Income": "9,004",
"Comprehensive Net Income": "7,586",
"BaseVar": "3,314,033",
"ECR before LimitedLiability": "11%",
"Economic Capital Ratio": "21%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.20529080923405912,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000819913.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000819913.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000819913.svg"
},
{
"company_id": "0001412100",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001412100.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001412100.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001412100.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001412100_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001412100_main_keyfigs.svg",
"name": "Maiden Holdings Ltd",
"rank": 27,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001412100.svg",
"report_text": "The relative strengths and weaknesses of Maiden Holdings Ltd are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Maiden Holdings Ltd compared to the market average is the variable Expenses, increasing the Economic Capital Ratio by 19% points.The greatest weakness of Maiden Holdings Ltd is the variable Liability For Claims And Claims Adjustment Expense, reducing the Economic Capital Ratio by 51% points.
The company's Economic Capital Ratio, given in the ranking table, is 20%, being 18% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001412100_2022_Maiden_Holdings_Ltd.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-33.6",
"ECR before LimitedLiability": "-8.93",
"Other Liabilities": "6.58",
"Liability For Claims And Claims Adjustment Expense": "-50.6",
"Investments": "6.15",
"Assets": "16.6",
"Other Assets": "18.3",
"Expenses": "18.8",
"Revenues": "-38.1",
"Net Income": "2.74",
"Other Expenses": "9.25",
"Costs And Expenses": "5.74",
"Operating Expenses": "1.78",
"Policyholder Benefits And Claims Incurred Net": "9.77",
"Benefits Losses And Expenses": "9.11",
"Premiums Earned Net": "-24.7",
"Operating Revenue": "-7.89",
"Net Investment Income": "-1.86",
"Economic Capital Ratio": "-17.8",
"Other Compr. Net Income": "-3.46"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001412100_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "36,020",
"Cash And Cash Equivalents At Carrying Value": "26,668",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "24,840",
"Deferred Policy Acquisition Costs": "36,703",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "822,612",
"Liability For Claims And Claims Adjustment Expense": "1,489,373",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "255,347",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "1,417,120",
"Other Compr. Net Income": "-36,072",
"Other Expenses": "11,657",
"Other Liabilities": "93,502",
"Other Net Income": "7,748",
"Other Revenues": "45,728",
"Policyholder Benefits And Claims Incurred Net": "7,307",
"Premiums Earned Net": "52,993",
"Premiums Receivable At Carrying Value": "19,507",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "0",
"Unearned Premiums": "100,131"
},
"output_variables": {
"Liabilities": "1,938,353",
"Assets": "2,322,610",
"Expenses": "79,824",
"Revenues": "98,721",
"Stockholders Equity": "384,257",
"Net Income": "26,645",
"Comprehensive Net Income": "-9,427",
"BaseVar": "2,643,033",
"ECR before LimitedLiability": "11%",
"Economic Capital Ratio": "20%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.2039448572246903,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001412100.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001412100.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001412100.svg"
},
{
"company_id": "0000860748",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000860748.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000860748.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000860748.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000860748_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000860748_main_keyfigs.svg",
"name": "Kemper Corp",
"rank": 28,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000860748.svg",
"report_text": "The relative strengths and weaknesses of Kemper Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Kemper Corp compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 19% points.The greatest weakness of Kemper Corp is the variable Other Expenses, reducing the Economic Capital Ratio by 117% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 19% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000860748_2022_Kemper_Corp.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "9.84",
"ECR before LimitedLiability": "-10.0",
"Liability For Claims And Claims Adjustment Expense": "9.70",
"Investments": "6.26",
"Assets": "-15.1",
"Other Assets": "-9.55",
"Deferred Policy Acquisition Cost Amortization Expense": "8.02",
"Expenses": "-31.8",
"Revenues": "13.6",
"Net Income": "-6.93",
"Other Expenses": "-117",
"Costs And Expenses": "9.01",
"Operating Expenses": "4.92",
"Policyholder Benefits And Claims Incurred Net": "17.6",
"Premiums Earned Net": "19.2",
"Other Revenues": "-14.4",
"Operating Revenue": "-20.9",
"Net Investment Income": "7.60",
"Comprehensive Net Income": "-7.57",
"Economic Capital Ratio": "-18.9"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000860748_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "1,218,100",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "677,600",
"Goodwill": "1,312,000",
"Intangible Assets": "0",
"Investments": "10,387,400",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "3,894,600",
"Net Investment Income": "427,300",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "1,120,800",
"Other Compr. Net Income": "-232,400",
"Other Expenses": "4,695,400",
"Other Liabilities": "5,115,500",
"Other Net Income": "0",
"Other Revenues": "112,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "5,253,700",
"Premiums Receivable At Carrying Value": "1,418,700",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "0",
"Unearned Premiums": "1,898,700"
},
"output_variables": {
"Liabilities": "10,908,800",
"Assets": "14,916,500",
"Expenses": "5,913,500",
"Revenues": "5,793,000",
"Stockholders Equity": "4,007,700",
"Net Income": "-120,500",
"Comprehensive Net Income": "-352,900",
"BaseVar": "40,431,814",
"ECR before LimitedLiability": "9.1%",
"Economic Capital Ratio": "19%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.19294841844693517,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000860748.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000860748.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000860748.svg"
},
{
"company_id": "0000814585",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0000814585.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0000814585.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0000814585.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0000814585_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000814585_main_keyfigs.svg",
"name": "MBIA INC",
"rank": 29,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0000814585.svg",
"report_text": "The relative strengths and weaknesses of MBIA INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of MBIA INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 11% points.The greatest weakness of MBIA INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 94% points.
The company's Economic Capital Ratio, given in the ranking table, is 11%, being 27% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0000814585_2022_MBIA_INC.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-43.2",
"Assets": "9.18",
"Stockholders Equity": "-9.64",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "1.26",
"Other Liabilities": "-93.8",
"Unearned Premiums": "0.517",
"Liability For Claims And Claims Adjustment Expense": "1.43",
"Investments": "-11.2",
"Other Assets": "11.1",
"Deferred Policy Acquisition Cost Amortization Expense": "0.503",
"Expenses": "10.7",
"Revenues": "-34.0",
"ECR before LimitedLiability": "-18.2",
"Costs And Expenses": "1.16",
"Policyholder Benefits And Claims Incurred Net": "4.76",
"Benefits Losses And Expenses": "4.61",
"Premiums Earned Net": "-29.8",
"Other Revenues": "1.68",
"Operating Revenue": "-7.05",
"Economic Capital Ratio": "-27.1"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0000814585_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "0",
"Cash And Cash Equivalents At Carrying Value": "160,000",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "4,358,000",
"Other Compr. Net Income": "-15,000",
"Other Expenses": "163,000",
"Other Liabilities": "4,996,000",
"Other Net Income": "0",
"Other Revenues": "189,000",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "178,000",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "0",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "4,996,000",
"Assets": "4,696,000",
"Expenses": "163,000",
"Revenues": "189,000",
"Stockholders Equity": "-300,000",
"Net Income": "26,000",
"Comprehensive Net Income": "11,000",
"BaseVar": "5,691,935",
"ECR before LimitedLiability": "-3.3%",
"Economic Capital Ratio": "11%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.11132419572534043,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0000814585.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0000814585.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0000814585.svg"
},
{
"company_id": "0001072627",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001072627.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001072627.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001072627.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001072627_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001072627_main_keyfigs.svg",
"name": "Kingsway Financial Services Inc",
"rank": 30,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001072627.svg",
"report_text": "The relative strengths and weaknesses of Kingsway Financial Services Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Kingsway Financial Services Inc compared to the market average is the variable Operating Revenue, increasing the Economic Capital Ratio by 11% points.The greatest weakness of Kingsway Financial Services Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 63% points.
The company's Economic Capital Ratio, given in the ranking table, is 11%, being 27% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001072627_2022_Kingsway_Financial_Services_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-12.3",
"Stockholders Equity": "-8.39",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "2.84",
"Other Liabilities": "-63.1",
"Liability For Claims And Claims Adjustment Expense": "3.17",
"Expenses": "7.45",
"ECR before LimitedLiability": "-18.4",
"Other Expenses": "5.79",
"Costs And Expenses": "2.80",
"Policyholder Benefits And Claims Incurred Net": "2.69",
"Benefits Losses And Expenses": "-11.6",
"Premiums Earned Net": "-54.3",
"Revenues": "-10.9",
"Operating Revenue": "10.8",
"Investments": "-11.2",
"Other Assets": "-5.19",
"Intangible Assets": "5.10",
"Goodwill": "4.85",
"Property Plant And Equipment Net": "5.15",
"Economic Capital Ratio": "-27.3",
"Other Net Income": "-4.26"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001072627_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "48,733",
"Cash And Cash Equivalents At Carrying Value": "12,642",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "10,930",
"Goodwill": "110,247",
"Intangible Assets": "108,230",
"Investments": "68,437",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "0",
"Operating Expenses": "7,042",
"Operating Revenue": "78,401",
"Other Assets": "56,561",
"Other Compr. Net Income": "-9,482",
"Other Expenses": "5,572",
"Other Liabilities": "460,880",
"Other Net Income": "-9,023",
"Other Revenues": "13,365",
"Policyholder Benefits And Claims Incurred Net": "19,536",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "108,587",
"Reinsurance Payable": "0",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "460,880",
"Assets": "475,634",
"Expenses": "80,883",
"Revenues": "91,766",
"Stockholders Equity": "14,754",
"Net Income": "1,860",
"Comprehensive Net Income": "-7,622",
"BaseVar": "908,867",
"ECR before LimitedLiability": "-5.3%",
"Economic Capital Ratio": "11%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.10894711270576606,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001072627.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001072627.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001072627.svg"
},
{
"company_id": "0001598665",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001598665.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001598665.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001598665.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001598665_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001598665_main_keyfigs.svg",
"name": "Heritage Insurance Holdings Inc",
"rank": 31,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001598665.svg",
"report_text": "The relative strengths and weaknesses of Heritage Insurance Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Heritage Insurance Holdings Inc compared to the market average is the variable Premiums Earned Net, increasing the Economic Capital Ratio by 10% points.The greatest weakness of Heritage Insurance Holdings Inc is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 48% points.
The company's Economic Capital Ratio, given in the ranking table, is 10%, being 28% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001598665_2022_Heritage_Insurance_Holdings_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Investments": "-6.78",
"Assets": "-8.38",
"ECR before LimitedLiability": "-19.0",
"Prepaid Reinsurance Premiums": "2.60",
"Other Assets": "-8.04",
"Cash And Cash Equivalents At Carrying Value": "3.12",
"Expenses": "-19.4",
"Revenues": "2.80",
"Net Income": "-13.5",
"Other Expenses": "-9.85",
"Costs And Expenses": "4.79",
"Policyholder Benefits And Claims Incurred Net": "-48.4",
"Benefits Losses And Expenses": "7.32",
"Premiums Earned Net": "10.3",
"Other Revenues": "-9.17",
"Operating Revenue": "-14.5",
"Comprehensive Net Income": "-11.0",
"Economic Capital Ratio": "-27.9",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "3.34",
"Unearned Premiums": "-6.42",
"Other Liabilities": "4.71"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001598665_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "65,787",
"Cash And Cash Equivalents At Carrying Value": "359,337",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "93,881",
"Goodwill": "91,959",
"Intangible Assets": "55,926",
"Investments": "694,698",
"Liability For Claims And Claims Adjustment Expense": "590,166",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "120,757",
"Net Investment Income": "5,652",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "60,346",
"Other Compr. Net Income": "-10,630",
"Other Expenses": "213,131",
"Other Liabilities": "144,641",
"Other Net Income": "0",
"Other Revenues": "14,838",
"Policyholder Benefits And Claims Incurred Net": "427,370",
"Premiums Earned Net": "611,071",
"Premiums Receivable At Carrying Value": "71,925",
"Prepaid Reinsurance Premiums": "265,873",
"Property Plant And Equipment Net": "17,426",
"Reinsurance Payable": "191,728",
"Unearned Premiums": "590,419"
},
"output_variables": {
"Liabilities": "1,637,711",
"Assets": "1,980,762",
"Expenses": "706,288",
"Revenues": "631,561",
"Stockholders Equity": "343,051",
"Net Income": "-74,727",
"Comprehensive Net Income": "-85,357",
"BaseVar": "4,917,481",
"ECR before LimitedLiability": "-8.5%",
"Economic Capital Ratio": "10%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.10314527656699832,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001598665.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001598665.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001598665.svg"
},
{
"company_id": "0001620459",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001620459.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001620459.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001620459.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001620459_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001620459_main_keyfigs.svg",
"name": "James River Group Holdings Ltd",
"rank": 32,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001620459.svg",
"report_text": "The relative strengths and weaknesses of James River Group Holdings Ltd are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of James River Group Holdings Ltd compared to the market average is the variable Policyholder Benefits And Claims Incurred Net, increasing the Economic Capital Ratio by 8.1% points.The greatest weakness of James River Group Holdings Ltd is the variable Benefits Losses And Expenses, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 9.6%, being 29% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001620459_2022_James_River_Group_Holdings_Ltd.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-5.32",
"Assets": "3.71",
"Stockholders Equity": "-1.16",
"ECR before LimitedLiability": "-19.8",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "-20.8",
"Other Liabilities": "2.40",
"Liability For Claims And Claims Adjustment Expense": "3.67",
"Other Assets": "4.45",
"Deferred Policy Acquisition Cost Amortization Expense": "1.82",
"Expenses": "2.31",
"Revenues": "-14.7",
"Net Income": "-9.83",
"Other Expenses": "7.59",
"Costs And Expenses": "3.48",
"Policyholder Benefits And Claims Incurred Net": "8.13",
"Benefits Losses And Expenses": "-46.9",
"Other Revenues": "-3.16",
"Operating Revenue": "-7.36",
"Comprehensive Net Income": "-10.4",
"Economic Capital Ratio": "-28.7"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001620459_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "957,044",
"Cash And Cash Equivalents At Carrying Value": "190,123",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "68,526",
"Goodwill": "181,831",
"Intangible Assets": "36,039",
"Investments": "2,130,485",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "2,845,833",
"Net Investment Income": "56,865",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "1,656,081",
"Other Compr. Net Income": "-51,921",
"Other Expenses": "-11,365",
"Other Liabilities": "514,186",
"Other Net Income": "0",
"Other Revenues": "20,421",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "695,594",
"Premiums Receivable At Carrying Value": "0",
"Prepaid Reinsurance Premiums": "291,498",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "135,617",
"Unearned Premiums": "727,552"
},
"output_variables": {
"Liabilities": "4,223,188",
"Assets": "4,948,550",
"Expenses": "945,679",
"Revenues": "772,880",
"Stockholders Equity": "725,362",
"Net Income": "-172,799",
"Comprehensive Net Income": "-224,720",
"BaseVar": "8,666,825",
"ECR before LimitedLiability": "-12%",
"Economic Capital Ratio": "9.6%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.09559481885581532,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001620459.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001620459.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001620459.svg"
},
{
"company_id": "0001069996",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001069996.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001069996.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001069996.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001069996_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001069996_main_keyfigs.svg",
"name": "Fednat Holding Co",
"rank": 33,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001069996.svg",
"report_text": "The relative strengths and weaknesses of Fednat Holding Co are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Fednat Holding Co compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 2.3% points.The greatest weakness of Fednat Holding Co is the variable Policyholder Benefits And Claims Incurred Net, reducing the Economic Capital Ratio by 18% points.
The company's Economic Capital Ratio, given in the ranking table, is 2.3%, being 36% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001069996_2022_Fednat_Holding_Co.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-3.74",
"Stockholders Equity": "-4.07",
"ECR before LimitedLiability": "-27.0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "1.38",
"Unearned Premiums": "-2.24",
"Liability For Claims And Claims Adjustment Expense": "-6.21",
"Expenses": "-1.84",
"Net Income": "-11.3",
"Costs And Expenses": "1.61",
"Policyholder Benefits And Claims Incurred Net": "-18.4",
"Benefits Losses And Expenses": "2.16",
"Premiums Earned Net": "-3.28",
"Revenues": "-8.55",
"Other Revenues": "-1.34",
"Operating Revenue": "-2.93",
"Investments": "-4.85",
"Other Assets": "-3.42",
"Prepaid Reinsurance Premiums": "1.83",
"Comprehensive Net Income": "-10.8",
"Economic Capital Ratio": "-35.9"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001069996_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "24,355",
"Cash And Cash Equivalents At Carrying Value": "83,526",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "18,829",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "333,437",
"Liability For Claims And Claims Adjustment Expense": "738,794",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "6,770",
"Operating Expenses": "0",
"Operating Revenue": "24,068",
"Other Assets": "79,964",
"Other Compr. Net Income": "-12,420",
"Other Expenses": "91,534",
"Other Liabilities": "168,995",
"Other Net Income": "0",
"Other Revenues": "31,408",
"Policyholder Benefits And Claims Incurred Net": "232,760",
"Premiums Earned Net": "183,303",
"Premiums Receivable At Carrying Value": "41,174",
"Prepaid Reinsurance Premiums": "242,537",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "102,748",
"Unearned Premiums": "342,747"
},
"output_variables": {
"Liabilities": "1,353,284",
"Assets": "1,412,670",
"Expenses": "348,649",
"Revenues": "245,549",
"Stockholders Equity": "59,386",
"Net Income": "-103,100",
"Comprehensive Net Income": "-115,520",
"BaseVar": "2,781,231",
"ECR before LimitedLiability": "-36%",
"Economic Capital Ratio": "2.3%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.023347981052017592,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001069996.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001069996.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001069996.svg"
},
{
"company_id": "0001691421",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001691421.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001691421.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001691421.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001691421_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001691421_main_keyfigs.svg",
"name": "Lemonade Inc",
"rank": 34,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001691421.svg",
"report_text": "The relative strengths and weaknesses of Lemonade Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lemonade Inc compared to the market average is the variable Stockholders Equity, increasing the Economic Capital Ratio by 1.0% points.The greatest weakness of Lemonade Inc is the variable Net Income, reducing the Economic Capital Ratio by 69% points.
The company's Economic Capital Ratio, given in the ranking table, is 1.0%, being 37% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001691421_2022_Lemonade_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "0.804",
"Stockholders Equity": "1.03",
"ECR before LimitedLiability": "-28.3",
"Unearned Premiums": "-0.733",
"Investments": "1.03",
"Assets": "1.03",
"Other Assets": "0.701",
"Prepaid Reinsurance Premiums": "0.795",
"Cash And Cash Equivalents At Carrying Value": "-0.647",
"Premiums Receivable At Carrying Value": "0.641",
"Expenses": "-17.4",
"Revenues": "-24.0",
"Net Income": "-68.5",
"Other Expenses": "-62.0",
"Costs And Expenses": "0.804",
"Policyholder Benefits And Claims Incurred Net": "1.02",
"Premiums Earned Net": "-10.2",
"Operating Revenue": "-3.88",
"Comprehensive Net Income": "-65.9",
"Economic Capital Ratio": "-37.2"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001691421_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "72,600",
"Cash And Cash Equivalents At Carrying Value": "0",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "6,200",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "801,800",
"Liability For Claims And Claims Adjustment Expense": "97,900",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "103,100",
"Net Investment Income": "1,900",
"Operating Expenses": "0",
"Operating Revenue": "4,600",
"Other Assets": "324,400",
"Other Compr. Net Income": "-5,200",
"Other Expenses": "297,100",
"Other Liabilities": "113,600",
"Other Net Income": "0",
"Other Revenues": "44,900",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "77,000",
"Premiums Receivable At Carrying Value": "127,000",
"Prepaid Reinsurance Premiums": "149,600",
"Property Plant And Equipment Net": "11,700",
"Reinsurance Payable": "0",
"Unearned Premiums": "207,700"
},
"output_variables": {
"Liabilities": "522,300",
"Assets": "1,510,500",
"Expenses": "369,700",
"Revenues": "128,400",
"Stockholders Equity": "988,200",
"Net Income": "-241,300",
"Comprehensive Net Income": "-246,500",
"BaseVar": "2,176,506",
"ECR before LimitedLiability": "-44%",
"Economic Capital Ratio": "1.0%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.01031823088346895,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001691421.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001691421.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001691421.svg"
},
{
"company_id": "0001539894",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001539894.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001539894.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001539894.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001539894_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001539894_main_keyfigs.svg",
"name": "Atlas Financial Holdings Inc",
"rank": 35,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001539894.svg",
"report_text": "The relative strengths and weaknesses of Atlas Financial Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Atlas Financial Holdings Inc compared to the market average is the variable Other Expenses, increasing the Economic Capital Ratio by 0.013% points.The greatest weakness of Atlas Financial Holdings Inc is the variable Benefits Losses And Expenses, reducing the Economic Capital Ratio by 30% points.
The company's Economic Capital Ratio, given in the ranking table, is 0.013%, being 38% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001539894_2022_Atlas_Financial_Holdings_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "-0.930",
"Stockholders Equity": "-3.47",
"Other Liabilities": "-10.7",
"Expenses": "0",
"Revenues": "-6.44",
"Net Income": "-4.25",
"Other Expenses": "0.0128",
"Costs And Expenses": "0.0106",
"Policyholder Benefits And Claims Incurred Net": "0.0127",
"Benefits Losses And Expenses": "-30.5",
"Premiums Earned Net": "-8.32",
"Other Revenues": "0.0127",
"Operating Revenue": "-0.140",
"Net Investment Income": "-0.0106",
"Investments": "-1.32",
"ECR before LimitedLiability": "-29.3",
"Other Assets": "0.0128",
"Premiums Receivable At Carrying Value": "0.0125",
"Comprehensive Net Income": "-3.61",
"Economic Capital Ratio": "-38.2"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001539894_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "16,279",
"Cash And Cash Equivalents At Carrying Value": "2,274",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "0",
"Intangible Assets": "983",
"Investments": "0",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "0",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "31,028",
"Other Compr. Net Income": "-196",
"Other Expenses": "-5,608",
"Other Liabilities": "73,687",
"Other Net Income": "165",
"Other Revenues": "4,838",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "0",
"Premiums Receivable At Carrying Value": "11,397",
"Prepaid Reinsurance Premiums": "0",
"Property Plant And Equipment Net": "2,503",
"Reinsurance Payable": "0",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "73,687",
"Assets": "48,185",
"Expenses": "10,671",
"Revenues": "4,838",
"Stockholders Equity": "-25,502",
"Net Income": "-5,668",
"Comprehensive Net Income": "-5,864",
"BaseVar": "97,516",
"ECR before LimitedLiability": "-74%",
"Economic Capital Ratio": "0.013%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.0001279667827135734,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001539894.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001539894.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001539894.svg"
},
{
"company_id": "0001788882",
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution_0001788882.svg",
"graph_url": "https://www.realrate-archive.com/us_non_life/2021/graphs/IME_0001788882.svg",
"logo_url": "https://www.realrate-archive.com/us_non_life/logos/0001788882.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_non_life/logos/0001788882_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001788882_main_keyfigs.svg",
"name": "Root Inc",
"rank": 36,
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_0001788882.svg",
"report_text": "The relative strengths and weaknesses of Root Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Root Inc compared to the market average is the variable Cash And Cash Equivalents At Carrying Value, increasing the Economic Capital Ratio by 0.0000000000000000000053% points.The greatest weakness of Root Inc is the variable Other Expenses, reducing the Economic Capital Ratio by 101% points.
The company's Economic Capital Ratio, given in the ranking table, is 0%, being 38% points below the market average of 38%.",
"report_url": "https://www.realrate-archive.com/us_non_life/2021/report/0001788882_2022_Root_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Liabilities": "0",
"ECR before LimitedLiability": "-29.3",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Unearned Premiums": "0",
"Liability For Claims And Claims Adjustment Expense": "0",
"Investments": "0",
"Assets": "0",
"Other Assets": "0",
"Goodwill": "0",
"Deferred Policy Acquisition Costs": "0",
"Expenses": "-9.70",
"Net Income": "-50.6",
"Other Expenses": "-101",
"Revenues": "0",
"Other Revenues": "0",
"Operating Revenue": "0",
"Net Investment Income": "0",
"Comprehensive Net Income": "-44.6",
"Other Net Income": "0",
"Economic Capital Ratio": "-38.2"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_non_life/2021/plot_over_time/0001788882_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits Losses And Expenses": "97,600",
"Cash And Cash Equivalents At Carrying Value": "706,000",
"Costs And Expenses": "0",
"Deferred Policy Acquisition Cost Amortization Expense": "0",
"Deferred Policy Acquisition Costs": "0",
"Goodwill": "0",
"Intangible Assets": "0",
"Investments": "134,600",
"Liability For Claims And Claims Adjustment Expense": "0",
"Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense": "0",
"Net Investment Income": "5,000",
"Operating Expenses": "0",
"Operating Revenue": "0",
"Other Assets": "74,800",
"Other Compr. Net Income": "-5,200",
"Other Expenses": "753,000",
"Other Liabilities": "569,300",
"Other Net Income": "-15,900",
"Other Revenues": "30,100",
"Policyholder Benefits And Claims Incurred Net": "0",
"Premiums Earned Net": "310,300",
"Premiums Receivable At Carrying Value": "148,100",
"Prepaid Reinsurance Premiums": "100,800",
"Property Plant And Equipment Net": "0",
"Reinsurance Payable": "101,600",
"Unearned Premiums": "0"
},
"output_variables": {
"Liabilities": "670,900",
"Assets": "1,319,300",
"Expenses": "850,600",
"Revenues": "345,400",
"Stockholders Equity": "648,400",
"Net Income": "-521,100",
"Comprehensive Net Income": "-526,300",
"BaseVar": "3,800,516",
"ECR before LimitedLiability": "-198%",
"Economic Capital Ratio": "0.0000000000000000000053%"
}
}
},
"top_rated": false,
"trend": null,
"value": 5.311528369564528e-23,
"company_index": "https://www.realrate-archive.com/us_non_life/2021/industry_indexes/0001788882.svg",
"analysing_equity": "https://www.realrate-archive.com/us_non_life/2021/analytics/equity/0001788882.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_non_life/2021/analytics/profit_loss/0001788882.svg"
}
],
"feature_distribution_plot": "https://www.realrate-archive.com/us_non_life/2021/feature_distribution/feature_distribution.svg",
"final_var_label": "Economic Capital Ratio",
"industry_box": [
[
"Revenues",
"736 B"
],
[
"Assets",
"1.20 K"
],
[
"Expenses",
"684 B"
],
[
"Stockholders Equity",
"334 B"
]
],
"industry_id": "us_non_life",
"industry_label": "Non-Life Insurance",
"num_companies": 36,
"num_top_companies": 9,
"ecr_records": {
"2021": {
"0001448893": {
"rank": 1,
"ecr": "158"
},
"0000094344": {
"rank": 2,
"ecr": "107"
},
"0000731766": {
"rank": 3,
"ecr": "72"
},
"0001172052": {
"rank": 4,
"ecr": "68"
},
"0001472787": {
"rank": 5,
"ecr": "68"
},
"0001669162": {
"rank": 6,
"ecr": "65"
},
"0000049071": {
"rank": 7,
"ecr": "64"
},
"0001761312": {
"rank": 8,
"ecr": "62"
},
"0001681206": {
"rank": 9,
"ecr": "52"
},
"0000074260": {
"rank": 10,
"ecr": "51"
},
"0000947484": {
"rank": 11,
"ecr": "45"
},
"0001739940": {
"rank": 12,
"ecr": "45"
},
"0000896159": {
"rank": 13,
"ecr": "42"
},
"0000080661": {
"rank": 14,
"ecr": "41"
},
"0001681903": {
"rank": 15,
"ecr": "39"
},
"0000101199": {
"rank": 16,
"ecr": "38"
},
"0001363829": {
"rank": 17,
"ecr": "33"
},
"0001042046": {
"rank": 18,
"ecr": "32"
},
"0000004977": {
"rank": 19,
"ecr": "31"
},
"0001127703": {
"rank": 20,
"ecr": "30"
},
"0000944695": {
"rank": 21,
"ecr": "29"
},
"0000021175": {
"rank": 22,
"ecr": "27"
},
"0001214816": {
"rank": 23,
"ecr": "27"
},
"0001224608": {
"rank": 24,
"ecr": "23"
},
"0000850141": {
"rank": 25,
"ecr": "21"
},
"0000819913": {
"rank": 26,
"ecr": "21"
},
"0001412100": {
"rank": 27,
"ecr": "20"
},
"0000860748": {
"rank": 28,
"ecr": "19"
},
"0000814585": {
"rank": 29,
"ecr": "11"
},
"0001072627": {
"rank": 30,
"ecr": "11"
},
"0001598665": {
"rank": 31,
"ecr": "10"
},
"0001620459": {
"rank": 32,
"ecr": "9.6"
},
"0001069996": {
"rank": 33,
"ecr": "2.3"
},
"0001691421": {
"rank": 34,
"ecr": "1.0"
},
"0001539894": {
"rank": 35,
"ecr": "0.013"
},
"0001788882": {
"rank": 36,
"ecr": "0.0000000000000000000053"
}
}
},
"rating_box": [
[
"Top rated",
"9 of 36"
],
[
"Best, worst rating",
"158 %, < 0.001 %"
]
],
"regression_plot": "https://www.realrate-archive.com/us_non_life/2021/backtesting_correlation/regression_2021.svg",
"scentences": [],
"url_segment": "2022-us-non-life",
"year": 2022,
"feature_importance": "https://www.realrate-archive.com/us_non_life/2021/feature_importance/feature_importance.svg",
"obs_ecr": {
"0000004977": {
"2021": {
"obs_EconomicCapitalRatio": 0.26722531022884777
},
"2022": {
"obs_EconomicCapitalRatio": 0.3650992921298593
}
},
"0001224608": {
"2021": {
"obs_EconomicCapitalRatio": 0.0843299544032239
},
"2022": {
"obs_EconomicCapitalRatio": 0.07921216488054365
}
},
"0000049071": {
"2021": {
"obs_EconomicCapitalRatio": 1.6121093763195276
},
"2022": {
"obs_EconomicCapitalRatio": 1.810174476847769
}
},
"0000731766": {
"2021": {
"obs_EconomicCapitalRatio": 2.690408058352367
},
"2022": {
"obs_EconomicCapitalRatio": 2.4319097872087796
}
},
"0001739940": {
"2021": {
"obs_EconomicCapitalRatio": 0.5545920124555397
},
"2022": {
"obs_EconomicCapitalRatio": 0.8110196005117638
}
},
"0000021175": {
"2021": {
"obs_EconomicCapitalRatio": 0.19791106826393667
},
"2022": {
"obs_EconomicCapitalRatio": 0.19952912318298843
}
},
"0000080661": {
"2021": {
"obs_EconomicCapitalRatio": 0.9627157653546261
},
"2022": {
"obs_EconomicCapitalRatio": 1.1207541397604186
}
},
"0000101199": {
"2021": {
"obs_EconomicCapitalRatio": 0.22837690144575848
},
"2022": {
"obs_EconomicCapitalRatio": 0.27658108394070324
}
},
"0000850141": {
"2021": {
"obs_EconomicCapitalRatio": 0.11860754203412206
},
"2022": {
"obs_EconomicCapitalRatio": 0.11884287080956396
}
},
"0000860748": {
"2021": {
"obs_EconomicCapitalRatio": 0.27805617020905854
}
},
"0000896159": {
"2021": {
"obs_EconomicCapitalRatio": 0.4805180943920868
},
"2022": {
"obs_EconomicCapitalRatio": 0.5213122698110693
}
},
"0000944695": {
"2021": {
"obs_EconomicCapitalRatio": 0.362090840768098
},
"2022": {
"obs_EconomicCapitalRatio": 0.376345334578102
}
},
"0000947484": {
"2021": {
"obs_EconomicCapitalRatio": 0.4322696664997072
},
"2022": {
"obs_EconomicCapitalRatio": 0.5614417697934039
}
},
"0001042046": {
"2021": {
"obs_EconomicCapitalRatio": 0.4381759811294385
}
},
"0001069996": {
"2021": {
"obs_EconomicCapitalRatio": 0.018040148191032945
}
},
"0001072627": {
"2021": {
"obs_EconomicCapitalRatio": 0.28271331971139596
},
"2022": {
"obs_EconomicCapitalRatio": 0.6685617039588779
}
},
"0001127703": {
"2021": {
"obs_EconomicCapitalRatio": 0.24286396626628823
},
"2022": {
"obs_EconomicCapitalRatio": 0.1847553081154004
}
},
"0001172052": {
"2021": {
"obs_EconomicCapitalRatio": 0.7338144114161759
},
"2022": {
"obs_EconomicCapitalRatio": 0.8097599146350022
}
},
"0001214816": {
"2021": {
"obs_EconomicCapitalRatio": 0.18042759740834372
},
"2022": {
"obs_EconomicCapitalRatio": 0.18198350560198215
}
},
"0001363829": {
"2021": {
"obs_EconomicCapitalRatio": 0.19313405935166
}
},
"0001412100": {
"2021": {
"obs_EconomicCapitalRatio": 0.12359357242901738
},
"2022": {
"obs_EconomicCapitalRatio": 0.11883106550462419
}
},
"0001539894": {
"2021": {
"obs_EconomicCapitalRatio": 0.11070565860180603
}
},
"0001598665": {
"2021": {
"obs_EconomicCapitalRatio": 0.08722397834349911
},
"2022": {
"obs_EconomicCapitalRatio": 0.020209057096699214
}
},
"0001620459": {
"2021": {
"obs_EconomicCapitalRatio": 0.22399401917822406
}
},
"0001669162": {
"2021": {
"obs_EconomicCapitalRatio": 3.107827966256549
},
"2022": {
"obs_EconomicCapitalRatio": 2.653809581453433
}
},
"0001681206": {
"2021": {
"obs_EconomicCapitalRatio": 0.8357559980292482
}
},
"0001681903": {
"2021": {
"obs_EconomicCapitalRatio": 0.34452828384452777
},
"2022": {
"obs_EconomicCapitalRatio": 0.30647035819432983
}
},
"0001691421": {
"2021": {
"obs_EconomicCapitalRatio": 2.654032701694289
},
"2022": {
"obs_EconomicCapitalRatio": 0.7961975146750035
}
},
"0001761312": {
"2021": {
"obs_EconomicCapitalRatio": 2.2273423765366696
},
"2022": {
"obs_EconomicCapitalRatio": 1.0340313714689704
}
},
"0001788882": {
"2021": {
"obs_EconomicCapitalRatio": 0.4851588718712168
},
"2022": {
"obs_EconomicCapitalRatio": 0.037553537204790356
}
},
"0000074260": {
"2021": {
"obs_EconomicCapitalRatio": 0.3465927411905393
},
"2022": {
"obs_EconomicCapitalRatio": 0.32398049173857985
}
},
"0000814585": {
"2022": {
"obs_EconomicCapitalRatio": 0.18113974109743225
}
},
"0001448893": {
"2021": {
"obs_EconomicCapitalRatio": 1.3494578638266825
},
"2022": {
"obs_EconomicCapitalRatio": 1.1991426738057815
}
},
"0000094344": {
"2021": {
"obs_EconomicCapitalRatio": 0.9809738077317979
},
"2022": {
"obs_EconomicCapitalRatio": 0.5612903473037988
}
},
"0001472787": {
"2021": {
"obs_EconomicCapitalRatio": 0.621291877579009
},
"2022": {
"obs_EconomicCapitalRatio": 0.42668952682305217
}
},
"0000819913": {
"2021": {
"obs_EconomicCapitalRatio": 0.05361844040797889
},
"2022": {
"obs_EconomicCapitalRatio": 0.0005974880430327455
}
},
"0000005513": {
"2022": {
"obs_EconomicCapitalRatio": 0.14152408089664956
}
},
"0001126328": {
"2022": {
"obs_EconomicCapitalRatio": 0.07197760978197565
}
},
"0001071739": {
"2022": {
"obs_EconomicCapitalRatio": 0.6947475206728202
}
},
"0001156039": {
"2022": {
"obs_EconomicCapitalRatio": 1.4368476516862605
}
},
"0001179929": {
"2022": {
"obs_EconomicCapitalRatio": 1.7827554804183532
}
},
"0001568651": {
"2022": {
"obs_EconomicCapitalRatio": 0.09813362811443228
}
},
"0001832466": {
"2022": {
"obs_EconomicCapitalRatio": 4.226672617484846
}
},
"0000005272": {
"2022": {
"obs_EconomicCapitalRatio": 0.09191592380340195
}
},
"0000020286": {
"2022": {
"obs_EconomicCapitalRatio": 0.6633269660979949
}
},
"0000033992": {
"2022": {
"obs_EconomicCapitalRatio": 0.050175201038241815
}
},
"0000060086": {
"2022": {
"obs_EconomicCapitalRatio": 0.1998980221226361
}
},
"0000086312": {
"2022": {
"obs_EconomicCapitalRatio": 0.41538853064803033
}
},
"0000776867": {
"2022": {
"obs_EconomicCapitalRatio": 0.6579542543325573
}
},
"0000874766": {
"2022": {
"obs_EconomicCapitalRatio": 0.3582071332287019
}
},
"0000891166": {
"2022": {
"obs_EconomicCapitalRatio": 0.1166851919793127
}
},
"0000899051": {
"2022": {
"obs_EconomicCapitalRatio": 0.3994392973087036
}
},
"0001095073": {
"2022": {
"obs_EconomicCapitalRatio": 0.3651940305248213
}
},
"0001096343": {
"2022": {
"obs_EconomicCapitalRatio": 0.4048436868661625
}
},
"0001379041": {
"2022": {
"obs_EconomicCapitalRatio": 0.36061809822246293
}
},
"0001385613": {
"2022": {
"obs_EconomicCapitalRatio": 0.1728598772806175
}
},
"0001393726": {
"2022": {
"obs_EconomicCapitalRatio": 0.1393342817360131
}
},
"0001400810": {
"2022": {
"obs_EconomicCapitalRatio": 0.19784983690282143
}
},
"0001401521": {
"2022": {
"obs_EconomicCapitalRatio": 0.011156300077053883
}
},
"0001494904": {
"2022": {
"obs_EconomicCapitalRatio": 0.15580249590843784
}
},
"0001502292": {
"2022": {
"obs_EconomicCapitalRatio": 0.06170944653900704
}
},
"0001576018": {
"2022": {
"obs_EconomicCapitalRatio": 0.09837116675238945
}
},
"0001584831": {
"2022": {
"obs_EconomicCapitalRatio": 0.795863031840263
}
},
"0001591890": {
"2022": {
"obs_EconomicCapitalRatio": 0.8633265023102195
}
},
"0001828105": {
"2022": {
"obs_EconomicCapitalRatio": 0.22560630931379266
}
},
"0000876437": {
"2022": {
"obs_EconomicCapitalRatio": 0.9617717445639093
}
},
"0000890926": {
"2022": {
"obs_EconomicCapitalRatio": 0.5833063839716051
}
},
"0001091748": {
"2022": {
"obs_EconomicCapitalRatio": 0.09645296465177784
}
},
"0001722438": {
"2022": {
"obs_EconomicCapitalRatio": 0.4014172563007729
}
},
"0001267238": {
"2022": {
"obs_EconomicCapitalRatio": 0.21125607796460336
}
},
"0001818383": {
"2022": {
"obs_EconomicCapitalRatio": 2.004674944474874
}
}
}
}