{"directed": true, "multigraph": false, "graph": {"id": "0000004977"}, "nodes": [{"effect": 0.028310909184815936, "label": "Deferred \nPolicy \nAcquisition \nCosts", "id": "DeferredPolicyAcquisitionCosts"}, {"effect": 0.02853818366945038, "label": "Assets", "id": "Assets"}, {"effect": -0.0033982570875165097, "label": "Assets, \nCurrent", "id": "AssetsCurrent"}, {"effect": 0.037764554182115884, "label": "Investments", "id": "Investments"}, {"effect": -0.008113298258356938, "label": "Intangible \nAssets", "id": "IntangibleAssets"}, {"effect": -0.005143050246940395, "label": "Assets, Non-\nCurrent", "id": "AssetsNonCurrent"}, {"effect": -0.03627463929156094, "label": "Separate \nAccount Asset", "id": "SeparateAccountAssets"}, {"effect": -0.012285545656637087, "label": "Premiums \nReceivable", "id": "PremiumsReceivable"}, {"effect": -0.015698751685116696, "label": "Reinsurance \nRecoverables", "id": "ReinsuranceRecoverables"}, {"effect": -0.07618202858650258, "label": "Other Assets", "id": "remainder_Assets"}, {"effect": 0.0030915974567914395, "label": "Liabilities \nCurrent", "id": "LiabilitiesCurrent"}, {"effect": -0.12058356342480203, "label": "Liabilities", "id": "Liabilities"}, {"effect": 0.0021822701035427716, "label": "Reinsurance \nPayable", "id": "ReinsurancePayable"}, {"effect": -0.37857626783976583, "label": "Other \nLiabilities", "id": "remainder_Liabilities"}, {"effect": 0.023947116590960604, "label": "Unearned \nPremiums", "id": "UnearnedPremiums"}, {"effect": 0.010535287268994442, "label": "Long Term Debt", "id": "LongTermDebt"}, {"effect": 0.02439486793007184, "label": "Policyholder \nContract \nDeposits", "id": "PolicyholderContractDeposits"}, {"effect": 0.029665233062733165, "label": "Claims \nReserve and \nLAE", "id": "LiabilityForClaimsAndClaimsAdjustmentExpense"}, {"effect": 0.00014518576980981912, "label": "General and \nAdministrative \nExpense", "id": "SellingGeneralAndAdministrativeExpense"}, {"effect": -0.0006709676434711875, "label": "Expenses", "id": "Expenses"}, {"effect": 0.0006427963748268928, "label": "Policyholder \nBenefits and \nClaims", "id": "PolicyholderBenefitsAndClaims"}, {"effect": -0.001419063226247741, "label": "Other Expenses", "id": "remainder_Expenses"}, {"effect": 3.224043044958158e-05, "label": "Deferred \nAcquisition \nCosts \nAmortization", "id": "DeferredPolicyAcquisitionCostAmortizationExpense"}, {"effect": 0.0033674990143297556, "label": "Other Revenues", "id": "remainder_Revenues"}, {"effect": 0.0004493609029713186, "label": "Revenues", "id": "Revenues"}, {"effect": -0.0029878448377219646, "label": "Premiums \nEarned", "id": "PremiumsEarned"}, {"effect": -0.0005939499534598491, "label": "Investment \nIncome", "id": "InvestmentIncome"}, {"effect": 8.68103921122243e-05, "label": "Insurance \nCommissions \nand Fees", "id": "InsuranceCommissionsAndFees"}, {"effect": -0.043296857206353234, "label": "Stockholders \nEquity", "id": "StockholdersEquity"}, {"effect": 0.0, "label": "Net Income", "id": "NetIncome"}, {"effect": -2.5381763194554097e-06, "label": "Other Net \nIncome", "id": "remainder_NetIncome"}, {"effect": 0.00042642287777328036, "label": "Other Compr. \nNet Income", "id": "remainder_ComprehensiveNetIncome"}, {"effect": 0.0, "label": "Comprehensive \nNet Income", "id": "ComprehensiveNetIncome"}, {"effect": 0.0, "label": "BaseVar", "id": "BaseVar"}, {"effect": -0.1000065262324813, "label": "ECR before \nLimitedLiability", "id": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "label": "Revenues Y+3", "id": "Revenues_Y3"}, {"effect": 0.0, "label": "Revenues Y+4", "id": "Revenues_Y4"}, {"effect": 0.0, "label": "Revenues Y+5", "id": "Revenues_Y5"}, {"effect": 0.0, "label": "Revenues Y+1", "id": "Revenues_Y1"}, {"effect": 0.0, "label": "Revenues Y+2", "id": "Revenues_Y2"}, {"effect": -0.09890925732097011, "label": "Economic \nCapital Ratio", "id": "EconomicCapitalRatio"}], "edges": [{"effect": 0.028310909184815936, "source": "DeferredPolicyAcquisitionCosts", "target": "Assets"}, {"effect": 0.02853070139707592, "source": "Assets", "target": "StockholdersEquity"}, {"effect": 0.00024643838579152533, "source": "Assets", "target": "BaseVar"}, {"effect": -0.0037797970983509677, "source": "Assets", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.0033982570875165097, "source": "AssetsCurrent", "target": "Assets"}, {"effect": 0.037764554182115884, "source": "Investments", "target": "Assets"}, {"effect": -0.008113298258356938, "source": "IntangibleAssets", "target": "Assets"}, {"effect": -0.005143050246940395, "source": "AssetsNonCurrent", "target": "Assets"}, {"effect": -0.03627463929156094, "source": "SeparateAccountAssets", "target": "Assets"}, {"effect": -0.012285545656637087, "source": "PremiumsReceivable", "target": "Assets"}, {"effect": -0.015698751685116696, "source": "ReinsuranceRecoverables", "target": "Assets"}, {"effect": -0.07618202858650258, "source": "remainder_Assets", "target": "Assets"}, {"effect": 0.0030915974567914395, "source": "LiabilitiesCurrent", "target": "Liabilities"}, {"effect": -0.10264336706374033, "source": "Liabilities", "target": "StockholdersEquity"}, {"effect": 0.0004247264659341665, "source": "Liabilities", "target": "BaseVar"}, {"effect": -0.006790764588781695, "source": "Liabilities", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0021822701035427716, "source": "ReinsurancePayable", "target": "Liabilities"}, {"effect": -0.37857626783976583, "source": "remainder_Liabilities", "target": "Liabilities"}, {"effect": 0.023947116590960604, "source": "UnearnedPremiums", "target": "Liabilities"}, {"effect": 0.010535287268994442, "source": "LongTermDebt", "target": "Liabilities"}, {"effect": 0.02439486793007184, "source": "PolicyholderContractDeposits", "target": "Liabilities"}, {"effect": 0.029665233062733165, "source": "LiabilityForClaimsAndClaimsAdjustmentExpense", "target": "Liabilities"}, {"effect": 0.00014518576980981912, "source": "SellingGeneralAndAdministrativeExpense", "target": "Expenses"}, {"effect": 0.0, "source": "Expenses", "target": "NetIncome"}, {"effect": -0.0006709676434711875, "source": "Expenses", "target": "BaseVar"}, {"effect": 0.0006427963748268928, "source": "PolicyholderBenefitsAndClaims", "target": "Expenses"}, {"effect": -0.001419063226247741, "source": "remainder_Expenses", "target": "Expenses"}, {"effect": 3.224043044958158e-05, "source": "DeferredPolicyAcquisitionCostAmortizationExpense", "target": "Expenses"}, {"effect": 0.0033674990143297556, "source": "remainder_Revenues", "target": "Revenues"}, {"effect": 0.0, "source": "Revenues", "target": "NetIncome"}, {"effect": -0.00036320111000576194, "source": "Revenues", "target": "BaseVar"}, {"effect": 0.000822976996298741, "source": "Revenues", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.0029878448377219646, "source": "PremiumsEarned", "target": "Revenues"}, {"effect": -0.0005939499534598491, "source": "InvestmentIncome", "target": "Revenues"}, {"effect": 8.68103921122243e-05, "source": "InsuranceCommissionsAndFees", "target": "Revenues"}, {"effect": -0.043296857206353234, "source": "StockholdersEquity", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "NetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.0, "source": "remainder_NetIncome", "target": "NetIncome"}, {"effect": -2.5381763194554097e-06, "source": "remainder_NetIncome", "target": "BaseVar"}, {"effect": 0.0, "source": "remainder_ComprehensiveNetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.00042642287777328036, "source": "remainder_ComprehensiveNetIncome", "target": "BaseVar"}, {"effect": 0.0, "source": "ComprehensiveNetIncome", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "BaseVar", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.1000065262324813, "source": "EconomicCapitalRatiobeforeLimitedLiability", "target": "EconomicCapitalRatio"}, {"effect": 0.0, "source": "Revenues_Y3", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y4", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y5", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y1", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y2", "target": "EconomicCapitalRatiobeforeLimitedLiability"}]}