{"directed": true, "multigraph": false, "graph": {"id": "0000064996"}, "nodes": [{"effect": -0.012043483230008145, "label": "Deferred \nPolicy \nAcquisition \nCosts", "id": "DeferredPolicyAcquisitionCosts"}, {"effect": -0.3040006218270932, "label": "Assets", "id": "Assets"}, {"effect": -0.03202811006168149, "label": "Assets, \nCurrent", "id": "AssetsCurrent"}, {"effect": -0.18783772138676103, "label": "Investments", "id": "Investments"}, {"effect": -0.009767823443394219, "label": "Intangible \nAssets", "id": "IntangibleAssets"}, {"effect": -0.01150835075139911, "label": "Assets, Non-\nCurrent", "id": "AssetsNonCurrent"}, {"effect": -0.0803504581072656, "label": "Separate \nAccount Asset", "id": "SeparateAccountAssets"}, {"effect": -0.006007372739335937, "label": "Premiums \nReceivable", "id": "PremiumsReceivable"}, {"effect": -0.036866892642380966, "label": "Reinsurance \nRecoverables", "id": "ReinsuranceRecoverables"}, {"effect": -0.1295178283470073, "label": "Other Assets", "id": "remainder_Assets"}, {"effect": 0.011828732380298135, "label": "Liabilities \nCurrent", "id": "LiabilitiesCurrent"}, {"effect": 0.25476082184874826, "label": "Liabilities", "id": "Liabilities"}, {"effect": 0.008362174017444657, "label": "Reinsurance \nPayable", "id": "ReinsurancePayable"}, {"effect": 0.2320349534198336, "label": "Other \nLiabilities", "id": "remainder_Liabilities"}, {"effect": -0.025784502118092245, "label": "Unearned \nPremiums", "id": "UnearnedPremiums"}, {"effect": 0.03981660144683041, "label": "Long Term Debt", "id": "LongTermDebt"}, {"effect": 0.18499826742956282, "label": "Policyholder \nContract \nDeposits", "id": "PolicyholderContractDeposits"}, {"effect": 0.22705045748406383, "label": "Claims \nReserve and \nLAE", "id": "LiabilityForClaimsAndClaimsAdjustmentExpense"}, {"effect": -0.0009313667549245563, "label": "General and \nAdministrative \nExpense", "id": "SellingGeneralAndAdministrativeExpense"}, {"effect": 0.0014443816292710743, "label": "Expenses", "id": "Expenses"}, {"effect": 0.002746002049661689, "label": "Policyholder \nBenefits and \nClaims", "id": "PolicyholderBenefitsAndClaims"}, {"effect": -0.0020363265766527583, "label": "Other Expenses", "id": "remainder_Expenses"}, {"effect": 0.0021692713749553727, "label": "Deferred \nAcquisition \nCosts \nAmortization", "id": "DeferredPolicyAcquisitionCostAmortizationExpense"}, {"effect": 0.002165418511731243, "label": "Other Revenues", "id": "remainder_Revenues"}, {"effect": -0.0010713005304862078, "label": "Revenues", "id": "Revenues"}, {"effect": -0.005039466198538234, "label": "Premiums \nEarned", "id": "PremiumsEarned"}, {"effect": 0.0008543462918914058, "label": "Investment \nIncome", "id": "InvestmentIncome"}, {"effect": 7.241225058618461e-05, "label": "Insurance \nCommissions \nand Fees", "id": "InsuranceCommissionsAndFees"}, {"effect": -0.07590446033951692, "label": "Stockholders \nEquity", "id": "StockholdersEquity"}, {"effect": 0.0, "label": "Net Income", "id": "NetIncome"}, {"effect": -2.5587701064644364e-06, "label": "Other Net \nIncome", "id": "remainder_NetIncome"}, {"effect": -0.0001897891493629622, "label": "Other Compr. \nNet Income", "id": "remainder_ComprehensiveNetIncome"}, {"effect": 0.0, "label": "Comprehensive \nNet Income", "id": "ComprehensiveNetIncome"}, {"effect": 0.0, "label": "BaseVar", "id": "BaseVar"}, {"effect": 0.09871113584129376, "label": "ECR before \nLimitedLiability", "id": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "label": "Revenues Y+3", "id": "Revenues_Y3"}, {"effect": 0.0, "label": "Revenues Y+4", "id": "Revenues_Y4"}, {"effect": 0.0, "label": "Revenues Y+5", "id": "Revenues_Y5"}, {"effect": 0.0, "label": "Revenues Y+1", "id": "Revenues_Y1"}, {"effect": 0.0, "label": "Revenues Y+2", "id": "Revenues_Y2"}, {"effect": 0.09980840475280495, "label": "Economic \nCapital Ratio", "id": "EconomicCapitalRatio"}], "edges": [{"effect": -0.012043483230008145, "source": "DeferredPolicyAcquisitionCosts", "target": "Assets"}, {"effect": -0.7476460030430783, "source": "Assets", "target": "StockholdersEquity"}, {"effect": -0.0010898928881756254, "source": "Assets", "target": "BaseVar"}, {"effect": 0.1259108972478834, "source": "Assets", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.03202811006168149, "source": "AssetsCurrent", "target": "Assets"}, {"effect": -0.18783772138676103, "source": "Investments", "target": "Assets"}, {"effect": -0.009767823443394219, "source": "IntangibleAssets", "target": "Assets"}, {"effect": -0.01150835075139911, "source": "AssetsNonCurrent", "target": "Assets"}, {"effect": -0.0803504581072656, "source": "SeparateAccountAssets", "target": "Assets"}, {"effect": -0.006007372739335937, "source": "PremiumsReceivable", "target": "Assets"}, {"effect": -0.036866892642380966, "source": "ReinsuranceRecoverables", "target": "Assets"}, {"effect": -0.1295178283470073, "source": "remainder_Assets", "target": "Assets"}, {"effect": 0.011828732380298135, "source": "LiabilitiesCurrent", "target": "Liabilities"}, {"effect": 0.31664001928449614, "source": "Liabilities", "target": "StockholdersEquity"}, {"effect": -0.000999340451012909, "source": "Liabilities", "target": "BaseVar"}, {"effect": 0.12008222925702994, "source": "Liabilities", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.008362174017444657, "source": "ReinsurancePayable", "target": "Liabilities"}, {"effect": 0.2320349534198336, "source": "remainder_Liabilities", "target": "Liabilities"}, {"effect": -0.025784502118092245, "source": "UnearnedPremiums", "target": "Liabilities"}, {"effect": 0.03981660144683041, "source": "LongTermDebt", "target": "Liabilities"}, {"effect": 0.18499826742956282, "source": "PolicyholderContractDeposits", "target": "Liabilities"}, {"effect": 0.22705045748406383, "source": "LiabilityForClaimsAndClaimsAdjustmentExpense", "target": "Liabilities"}, {"effect": -0.0009313667549245563, "source": "SellingGeneralAndAdministrativeExpense", "target": "Expenses"}, {"effect": 0.0, "source": "Expenses", "target": "NetIncome"}, {"effect": 0.0014443816292710743, "source": "Expenses", "target": "BaseVar"}, {"effect": 0.002746002049661689, "source": "PolicyholderBenefitsAndClaims", "target": "Expenses"}, {"effect": -0.0020363265766527583, "source": "remainder_Expenses", "target": "Expenses"}, {"effect": 0.0021692713749553727, "source": "DeferredPolicyAcquisitionCostAmortizationExpense", "target": "Expenses"}, {"effect": 0.002165418511731243, "source": "remainder_Revenues", "target": "Revenues"}, {"effect": 0.0, "source": "Revenues", "target": "NetIncome"}, {"effect": 0.001047214050577172, "source": "Revenues", "target": "BaseVar"}, {"effect": -0.0020444008339907116, "source": "Revenues", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.005039466198538234, "source": "PremiumsEarned", "target": "Revenues"}, {"effect": 0.0008543462918914058, "source": "InvestmentIncome", "target": "Revenues"}, {"effect": 7.241225058618461e-05, "source": "InsuranceCommissionsAndFees", "target": "Revenues"}, {"effect": -0.07590446033951692, "source": "StockholdersEquity", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "NetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.0, "source": "remainder_NetIncome", "target": "NetIncome"}, {"effect": -2.5587701064644364e-06, "source": "remainder_NetIncome", "target": "BaseVar"}, {"effect": 0.0, "source": "remainder_ComprehensiveNetIncome", "target": "ComprehensiveNetIncome"}, {"effect": -0.0001897891493629622, "source": "remainder_ComprehensiveNetIncome", "target": "BaseVar"}, {"effect": 0.0, "source": "ComprehensiveNetIncome", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "BaseVar", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.09871113584129376, "source": "EconomicCapitalRatiobeforeLimitedLiability", "target": "EconomicCapitalRatio"}, {"effect": 0.0, "source": "Revenues_Y3", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y4", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y5", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y1", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.0, "source": "Revenues_Y2", "target": "EconomicCapitalRatiobeforeLimitedLiability"}]}