{"directed": true, "multigraph": false, "graph": {"id": "0000715072"}, "nodes": [{"effect": -0.030418442893817482, "label": "Deposits", "id": "Deposits"}, {"effect": -0.021663627773633176, "label": "Liabilities", "id": "Liabilities"}, {"effect": -0.2565541688961563, "label": "Liabilities \nand Borrowings", "id": "LiabilitiesAndBorrowings"}, {"effect": 0.1469064209590848, "label": "Other \nLiabilities", "id": "remainder_Liabilities"}, {"effect": -0.01189842915507508, "label": "Long-term Debt", "id": "LongTermDebt"}, {"effect": -0.025638100325368007, "label": "Assets and \nSecurities", "id": "AssetsAndSecurities"}, {"effect": 0.0516087956997137, "label": "Assets", "id": "Assets"}, {"effect": 0.05493167398573556, "label": "Loans and \nLeases \nReceivable", "id": "LoansAndLeasesReceivable"}, {"effect": 0.02991519720127167, "label": "Goodwill", "id": "Goodwill"}, {"effect": -0.004206509085974308, "label": "Cash Deposits \nand Cash \nEquivalents", "id": "CashDepositsAndCashEquivalents"}, {"effect": -0.006262731100797281, "label": "Property, \nPlant and \nEquipment", "id": "PropertyPlantAndEquipment"}, {"effect": 0.003948410351536091, "label": "Other Assets", "id": "remainder_Assets"}, {"effect": 0.00494833344460896, "label": "Other \nNoninterest \nExpense", "id": "OtherNoninterestExpense"}, {"effect": 0.043417015289496305, "label": "Expenses", "id": "Expenses"}, {"effect": 0.0028609158440733584, "label": "IT and \nEquipment \nExpense", "id": "ITAndEquipmentExpense"}, {"effect": 0.0018963992924220796, "label": "Fees", "id": "Fees"}, {"effect": 0.003158651198742396, "label": "Occupancy", "id": "Occupancy"}, {"effect": 0.009798940982967935, "label": "Other Expenses", "id": "remainder_Expenses"}, {"effect": 0.02111302312221841, "label": "Labor Expense", "id": "LaborExpense"}, {"effect": -0.008375336726444083, "label": "Other Revenues", "id": "remainder_Revenues"}, {"effect": -0.008375336726444083, "label": "Revenues", "id": "Revenues"}, {"effect": 0.03646197700845029, "label": "Stockholders \nEquity", "id": "StockholdersEquity"}, {"effect": -0.03813685890658938, "label": "Other Net \nIncome", "id": "remainder_NetIncome"}, {"effect": -0.0026426559484314383, "label": "Net Income", "id": "NetIncome"}, {"effect": -0.008578734526393211, "label": "Comprehensive \nNet Income", "id": "ComprehensiveNetIncome"}, {"effect": -0.005934861908734157, "label": "Other Compr. \nNet Income", "id": "remainder_ComprehensiveNetIncome"}, {"effect": 0.02150214176173776, "label": "ECR before \nLimitedLiability", "id": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.020326381575980518, "label": "Economic \nCapital Ratio", "id": "EconomicCapitalRatio"}], "links": [{"effect": -0.030418442893817482, "source": "Deposits", "target": "Liabilities"}, {"effect": -0.019435137888410836, "source": "Liabilities", "target": "StockholdersEquity"}, {"effect": -0.001977961455851718, "source": "Liabilities", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.2565541688961563, "source": "LiabilitiesAndBorrowings", "target": "Liabilities"}, {"effect": 0.1469064209590848, "source": "remainder_Liabilities", "target": "Liabilities"}, {"effect": -0.01189842915507508, "source": "LongTermDebt", "target": "Liabilities"}, {"effect": -0.025638100325368007, "source": "AssetsAndSecurities", "target": "Assets"}, {"effect": 0.055118725283732795, "source": "Assets", "target": "StockholdersEquity"}, {"effect": -0.00585731089364544, "source": "Assets", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": 0.05493167398573556, "source": "LoansAndLeasesReceivable", "target": "Assets"}, {"effect": 0.02991519720127167, "source": "Goodwill", "target": "Assets"}, {"effect": -0.004206509085974308, "source": "CashDepositsAndCashEquivalents", "target": "Assets"}, {"effect": -0.006262731100797281, "source": "PropertyPlantAndEquipment", "target": "Assets"}, {"effect": 0.003948410351536091, "source": "remainder_Assets", "target": "Assets"}, {"effect": 0.00494833344460896, "source": "OtherNoninterestExpense", "target": "Expenses"}, {"effect": 0.043417015289496305, "source": "Expenses", "target": "NetIncome"}, {"effect": 0.0028609158440733584, "source": "ITAndEquipmentExpense", "target": "Expenses"}, {"effect": 0.0018963992924220796, "source": "Fees", "target": "Expenses"}, {"effect": 0.003158651198742396, "source": "Occupancy", "target": "Expenses"}, {"effect": 0.009798940982967935, "source": "remainder_Expenses", "target": "Expenses"}, {"effect": 0.02111302312221841, "source": "LaborExpense", "target": "Expenses"}, {"effect": -0.008375336726444083, "source": "remainder_Revenues", "target": "Revenues"}, {"effect": -0.008375336726444083, "source": "Revenues", "target": "NetIncome"}, {"effect": 0.03646197700845029, "source": "StockholdersEquity", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.03813685890658938, "source": "remainder_NetIncome", "target": "NetIncome"}, {"effect": -0.0026426559484314383, "source": "NetIncome", "target": "ComprehensiveNetIncome"}, {"effect": -0.008578734526393211, "source": "ComprehensiveNetIncome", "target": "EconomicCapitalRatiobeforeLimitedLiability"}, {"effect": -0.005934861908734157, "source": "remainder_ComprehensiveNetIncome", "target": "ComprehensiveNetIncome"}, {"effect": 0.02150214176173776, "source": "EconomicCapitalRatiobeforeLimitedLiability", "target": "EconomicCapitalRatio"}]}